Up to 50% Savings On Fine Dining with Maybank American Express Platinum
You are known for your epicurean taste and love for food arts; why don't take it to the next level with the Maybank American Express Platinum credit card?
Get up to 40% savings on dining, except for alcoholic drinks, at participating Marriott Bonvoy Hotels & Resorts in Malaysia, including up to 50% discount on dining and F&B at selected restaurants at Shangri-La Hotel Kuala Lumpur.
Both promotions are valid until 31 December 2024 and are subject to terms and conditions.
Complimentary Travel Insurance Coverage
Cardholders will have the chance to get complimentary travel personal accident insurance for up to RM700,000 for charging their full travel fares to the Maybank American Express Platinum Card.
If you are concerned with or frequently experience flight delays, luggage delays or loss, and even more frustrating missed connections, it might be a very good idea to keep yourself secured with this credit card insurance plan. Subject to the T&C of the policy.
Retail Purchase Protection
Found defects on your purchased item or simply do not like your previous purchases?
Don't worry as you are also protected on your purchases for up to RM15,000 per item and RM100,000 per card account in a year.
With this Maybank credit card, you can enjoy return guarantee benefits for item exchange or refund.
The maximum amount can go up to RM1,500 per item or up to RM6,000 per card account in a year. The guarantee is valid for 90 days only. Click here to check out the Certificate of Insurance.
AMEX Global Assist
Not sure what to do when you're flushed with nervousness over financial-related matters?
You can always seek refuge from American Express Global Assist should you require immediate attention and assistance, whether it is a stolen/broken card or any other cash-related emergency.
Maybank Line of Credits
Don't you know that your Maybank American Express Platinum credit card is eligible for debt management and flexible repayment programs under Maybank?
Take advantage of the higher credit limit on your AMEX Platinum card and transfer all outstanding balances from other credit cards to enjoy a lower rate starting from 0% for up to 3 years with the Maybank Balance Transfer Plan.
Also, you can convert your big-ticket item purchase into an affordable monthly instalment amount for up to 36 months with interest rates starting from 0% with Maybank EzyPay and Maybank EzyPay Plus.
Maybank American Express Platinum Finance Charge
What is the interest rate imposed on repayments?
Conditions of Repayments | Tiered Interest Rate (per annum) |
Prompt Repayment every month | 15% |
Prompt Repayment 10 out of 12 months | 17% |
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank American Express Platinum are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- B form/Latest EA form
- Copies of the Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Latest 6 months company/personal bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
Maybank Online Acquisition 2024 Credit Cards Campaign
From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
Card Scheme | Rewards | Spend Criteria | Campaign Period |
Maybank/Maybank Islamic Visa Cards |
RM100 Cashback (capped at the first 100 eligible customers per card scheme every month) |
Minimum retail spend of RM300 within the first 45 days from card approval date | 1 May 2024 - 31 July 2024 |
Maybank/Maybank Islamic Mastercard Cards |
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Maybank/Maybank Islamic American Express Cards |
To be eligible for the prize, you must be either:
- New-to-bank individuals or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
Individuals who are not eligible to participate in this campaign include:
- Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
- Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
- Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
- Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.
If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.