Earn Cashback During Special Months
This is a new benefit being introduced by Maybank Islamic for all Maybank Islamic Ikhwan AMEX Platinum Card-i holders so be sure to maximise it to get savings every month!
With every online spending you make during Ramadhan and Syawal, you can get 8% cashback capped at RM100 per month. Now you don't have to feel guilty about shopping too much to prepare for puasa and raya anymore.
What about any other month? You can still get the same 8% cashback on online spending but this time, it is capped at RM50 per month.
Reward Point Conversions with Maybank Islamic Ikhwan American Express Platinum Card-i
Of course, you came for the reward points—the Maybank Islamic Ikhwan American Express Platinum Credit Card is a card that allows you to earn more reward points depending on what you spend.
You will get 2x TreatsPoints for every RM1 you spend locally while spending on selected eco-friendly merchants (except online spending) gets you 3x TreatsPoints.
On the other hand, you will earn 1x TreatsPoint when you spend on petrol, government utilities, takaful and education.
Also, if you sign up for Maybank's Auto PayBills service, you will earn TreatsPoints and rebates - no longer will you wait in queues, or forget to pay your bills!
Online Shopping Madness
For those online shopping fans, now you can shop for the latest styles and trends from all over the world without actually having ever been there!
This is because Maybank offers you an excellent service for online shopping via globalshop - a great online web store for when you need that instant retail therapy
Not only that - get the best discounts and offers on dining, entertainment, travel or shopping merchants via American Express SELECTS. Enjoy hassle-free redemption.
Simply provide the provided promo code at the register when making your purchases.
Maybank EzyPay
Interest-free instalment plan when you pay for products or services via your Maybank Islamic Ikhwan American Express Platinum Card-i at selected merchants with low interest rates for up to 36 months.
This feature is great for those big purchases that you simply have to make, but don't necessarily have the money to commit to it...yet!
Maybank Islamic Ikhwan American Express Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
Conditions of Repayments | Tiered Interest Rate (per annum) |
Prompt Repayment every month | 15% |
Prompt Repayment 10 out of 12 months | 17% |
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic Ikhwan American Express Platinum Card-i are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Latest Income Tax Return
- Copies of the Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Latest 6 months company/personal bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
Maybank Online Acquisition 2024 Credit Cards Campaign
From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
Card Scheme | Rewards | Spend Criteria | Campaign Period |
Maybank/Maybank Islamic Visa Cards |
RM100 Cashback (capped at the first 100 eligible customers per card scheme every month) |
Minimum retail spend of RM300 within the first 45 days from card approval date | 1 May 2024 - 31 July 2024 |
Maybank/Maybank Islamic Mastercard Cards |
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Maybank/Maybank Islamic American Express Cards |
To be eligible for the prize, you must be either:
- New-to-bank individuals or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
Individuals who are not eligible to participate in this campaign include:
- Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
- Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
- Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
- Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.
If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.