Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic.
And true to the principles of giving, you’ll also get a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card.
Umrah trip or holiday package from Maybank
Stand a chance to win an Umrah package for the pilgrimage of your life or a holiday package (for non-muslims) with the Maybank Islamic MasterCard Ikhwan Platinum.
Each week, one winner will get a 2 pax package to Mecca (non-Muslims will get a 2 pax holiday package instead) and all you have to do is spend RM200 or above in a single receipt which will count as a single entry.
Every 3 months Maybank Islamic will draw a weekly winner from these entries. Do contact Maybank if you wish to find out more details about this giveaway.
5% cash rebates to collect
Save more on the daily essentials when you spend on Friday and Saturday with your Maybank Islamic credit card.
You’ll be rewarded with 5% cash back on groceries and petrol at outlets across Malaysia, capped at RM50 each month.
Max out the rewards of this cashback offer when you send RM1,000 each month. A total of up to RM600 in savings is yours each year.
Remember that you cannot carry over the spending from a single month for cashback in the next.
Collect TreatsPoints with Maybank Islamic MasterCard Ikhwan Platinum Card-i
Other than cashback, swipe your Maybank Islamic MasterCard Ikhwan Platinum credit card to earn reward points anywhere and everywhere you go including overseas.
Each RM1 charged to your Mastercard will earn you 1 TreatsPoint which you can use to collect cool prizes and redeem air miles (14,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) from Maybank!
However, your transactions on utilities, government-related, education, insurance, EzyPay and EzyPay PLUS will not be rewarded with TreatsPoints.
Charity Donations
Give towards a good cause each time you use your MasterCard Ikhwan credit card. Maybank will donate 0.1% of all your spending to Islamic Relief Malaysia and MERCY Malaysia.
That’s a little bit of charity on your part every day because every little amount counts.
Maybank Islamic MasterCard Ikhwan Platinum Card-i Finance Charge
What is the interest rate imposed on repayments?
Conditions of Repayments | Tiered Interest Rate (per annum) |
Prompt Repayment every month | 15% |
Prompt Repayment 10 out of 12 months | 17% |
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Islamic MasterCard Ikhwan Platinum are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
Maybank Online Acquisition 2024 Credit Cards Campaign
From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
Card Scheme | Rewards | Spend Criteria | Campaign Period |
Maybank/Maybank Islamic Visa Cards |
RM100 Cashback (capped at the first 100 eligible customers per card scheme every month) |
Minimum retail spend of RM300 within the first 45 days from card approval date | 1 May 2024 - 31 July 2024 |
Maybank/Maybank Islamic Mastercard Cards |
|||
Maybank/Maybank Islamic American Express Cards |
To be eligible for the prize, you must be either:
- New-to-bank individuals or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
Individuals who are not eligible to participate in this campaign include:
- Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
- Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
- Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
- Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.
If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.