Public Bank Visa Commercial

Give yourself and your company a controlled line of credit for efficient cash flow management — only for registered public and private companies.

Public Bank Visa CommercialTravel & purchase protection
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
18% p.a.
Interest-free
25 days

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Travel

Free automatic travel insurance of up to RM1 million when you charge your travel arrangements to this credit card. Claim for inconveniences due to luggage delay, luggage loss, flight delay, missed connecting flight, trip cancellations and repatriation expenses.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000

Premium

The ability to control credit card usage by employees by imposing spending limits controls, including control on the number of transactions done anytime and anywhere.

Balance Transfer

Enjoy a low upfront interest for up to a 48-month balance transfer plan. The minimum credit balance transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5%one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.5%one-time upfront handling feefrom RM1,000
36 months0% p.a. and 6.5%one-time upfront handling feefrom RM1,000
48 months0% p.a. and 9.5%one-time upfront handling feefrom RM1,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Shop now, pay later! With Public Bank Flexipay, spread your payments for up to 48 months with low one-time upfront fees, subject to the selected merchant's offer.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months2% one-time upfront handling feeRM1,000
24 months4% one-time upfront handling feeRM1,000
36 months6% one-time upfront handling feeRM1,000
48 months8% one-time upfront handling feeRM1,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM150 primary card

    First year free

Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Late Payment Fee
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Any Business

Features

Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything anywhere with an instalment rate as low as 2% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying as low as 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.

Review

Credit Card » Public Bank

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