Standard Chartered Visa Platinum
+ JumpStart Savings Account-i

Spark some joy to your daily spending and earn up to 5X reward points with the Standard Chartered credit card. Add on Jumpstart Savings Account-i for 5% cashback and a bonus gift!

Standard Chartered Visa Platinum and  JumpStart Savings Account-i
ADD-ON DEAL
5X reward points for dining and overseas
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate*
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM1400
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

Our Previous Winners

Rewards

Get as high as 5x Reward Points on dining, department store purchases and overseas spending via contactless payment. Meanwhile, other local spending earns you 1x Reward Points. Additionally, if you spend a minimum of RM1,500 each month, you can get an extra 5,000 Bonus Reward Points on your principal card!

360° Rewards Points
EarnSpend
5 points on every RM1on dining, department store purchases and overseas retail transactions via contactless payment
1 point on every RM1on other local transactions

Premium

You can now add your Standard Chartered Visa Platinum to Apple Pay, Samsung Pay or Google Pay for more seamless transactions! Additionally, enjoy Standard Chartered's flexible credit lines such as Cash-On-Call-Plus, Easy-Payment-Scheme, and Automatic Balance Conversion and take control of your finances. On top of that, enjoy RM1 deals at participating merchants such as The Inside Scoop, ZUS Coffee and many others via the Live The Good Life program by Standard Chartered.

Balance Transfer

Transfer the outstanding balance from another bank's credit card to a Standard Chartered Visa Platinum credit card, and enjoy a fixed interest rate of 5.99% per annum with Standard Chartered Balance Transfer PLUS for up to 36 months of tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus lets you enjoy a flexible payment term of up to 60 months at 9.88% interest rates per annum with minimum spending of RM500 at participating merchants.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
3 months9.88% p.a.and no one-time upfront handling feeRM500
6 months9.88% p.a.and no one-time upfront handling feeRM500
9 months9.88% p.a.and no one-time upfront handling feeRM500
12 months9.88% p.a.and no one-time upfront handling feeRM500
18 months9.88% p.a.and no one-time upfront handling feeRM500
24 months9.88% p.a.and no one-time upfront handling feeRM500
36 months9.88% p.a.and no one-time upfront handling feeRM500
48 months9.88% p.a.and no one-time upfront handling feeRM500
60 months9.88% p.a.and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM120 primary card

    Free for first 2 years, and waived when you spend minimum RM12,000 per year for the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM25 or 5% of withdrawn amount, whichever is higher
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
FlexiPay Plus lets you convert your big retail purchases to an instalment plan for up to 60 months at low interest rates via the SC Mobile Banking App!
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balances to a new Standard Chartered credit card with low and fixed interest rates. Stretch your repayments up to 36 months!

Review

Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!

Standard Chartered Credit Cards Promotion

For 2 days only, qualified applicants of eligible Standard Chartered credit card(s) will receive a guaranteed sign-up gift of:

  • RM1,000 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who submit EPF statements as their income document to the bank's online application form)
  • RM500 Touch ‘n Go E-Wallet Credit (Guaranteed to qualified applicants who do not submit EPF statements as their income document to the bank’s online application form)

Bonus Gift (Sign-up with Flexi-On-Balance or FlexiPay Plus)

  • RM200 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who participate in the Flexi-On-Balance/FlexiPay Plus via the SC mobile app, with a minimum amount of RM500 within 150 calendar days upon the card approval

Bonus Gift (Sign-up with Standard Chartered JumpStart Savings Account-i)

  • Apple iPhone 15 Pro Max or Apple iPhone 15 (For qualified applicants with the highest average deposit amount throughout the promotion period (until 31 July 2024), capped at 1 each)
  • RM200 Touch 'n Go E-Wallet Credit (Guaranteed)

This promotion is valid from 14 May 2024 until 16 May 2024, subject to the campaign’s terms and conditions.

*The EPF statements must be downloaded as a full statement from the KWSP i-Akaun portal or the i-KWSP App with a minimum of 6 months or 2 years' contribution.

Who is qualified for this promotion?

This promotion is open to new customers only. Those who are not eligible to apply are existing principal/supplementary cardholders(s) and those who have cancelled their Standard Chartered credit card(s) within 12 months before the flash deal application.

How to be eligible for the gift?

Apply, get approved by Standard Chartered, subsequently activate the new card and make at least eight (8) retail transactions with a minimum of RM800 as the sum of these transactions within 60 calendar days upon the approval date.

Which credit card(s) can I apply for?

You can apply for:

  • Standard Chartered Simply Cash Credit Card
  • Standard Chartered Smart Credit Card
  • Standard Chartered Journey Credit Card
  • Standard Chartered Visa Platinum Credit Card

Where can I reach out to you for more information?

For any questions, please get in touch with us via email at [email protected]. We're happy to help!

Up to 5x 360° Reward Points with Standard Chartered Visa Platinum

Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 5x Reward Points when you swipe or tap your Visa Platinum card for dining spending, department store purchases and overseas spending.

You could be treating yourself with 5,000-worth of Bonus Reward Points every month just by charging a minimum of RM1,500 on your Standard Chartered Visa Platinum credit card.

What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even air miles!

Standard Chartered FlexiPay Plus

How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Standard Chartered credit card then convert it into FlexiPay Plus.

With FlexiPay Plus, you can own the special edition iPhone you have been wanting, pay your foreman for servicing your precious car or even advance your hospital bill payment.

What’s more, you can enjoy a competitive rate of 9.88% with a minimum spend of RM500 when you apply for FlexiPay Plus!

Standard Chartered Visa Platinum Balance Transfer

The Standard Chartered Visa Platinum credit card can also be a useful financial management tool.

It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.

By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount for up to 36 months at a 5.99% per annum interest rate.

Such a feature helps cardholders manage their payments easily and creates savings on interest payments.

What happens if I do not make a repayment on time?

There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.

See the table below for reference:

Annual Rates Conditions
15% per annum Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months.
17% per annum Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months.
18% per annum Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months.

For example, if within 12 months from the card approval date you have missed three (3) credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.

After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.

What are the required documents to make an application?

If you are a salaried employee, please prepare the following documents.

Private sector:

  • Copy of your IC (both sides); and
  • Latest 3 months salary slip (3 months bank statement if required); or
  • Full EPF statement from the i-KWSP App with a minimum of 6 months or 2 years contribution; or
  • EA or BE Form with LHDN Acknowledgement Receipt

Public sector:

  • Copy of your IC (both sides); and
  • Latest 3 months salary slip and 3 months bank statement; or
  • Full EPF statement from the i-KWSP App with a minimum of 6 months or 2 years contribution; or
  • EA or BE Form with LHDN Acknowledgement Receipt

If you are a commission earner, please prepare the following documents.

Private sector:

  • Copy of your IC (both sides); and
  • Latest 6 months salary slips/commission statement; or
  • Full EPF statement from the i-KWSP App with a minimum of 6 months or 2 years contribution; or
  • EA or BE Form with LHDN Acknowledgement Receipt

If you are self-employed, please prepare the following documents.

  • Copy of your IC (both sides); and
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years; and
  • B or BE Form with LHDN Acknowledgement Receipt

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1No maximum0.05% p.a.

Features

What would make it different?

Online Banking
Standard Chartered Online Banking
Mobile App
  • Available
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

Early Closure Fee
RM20

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

What’s the benefit of this savings account?

Shop worry-free while you’re abroad as you get zero currency exchange fees when you swipe the JumpStart debit card-i. Want a quick cash withdrawal? No problem, you get free overseas ATM withdrawals too, which means you don't have to pay the RM12 fee levied by Standard Chartered Malaysia. But please note that this ATM withdrawal waiver doesn't cover any charges imposed by overseas banks or third parties.

In addition to that, you also get rewarded with 5% cashback on online spending (local and international) whenever you deposit RM3,000 minimum of fresh funds every month into your account. Your JumpStart account must also be active to enjoy this perk. 

The cashback is capped at up to RM50 per month with terms and conditions applied. Note that e-wallet reloads, petrol and insurance/takaful transactions are excluded from the cashback reward.

By downloading the SC Mobile App, you can also enjoy other benefits such as the following:

  • Manage your wealth with the Digital Investment Platform
  • Take part in trading across seven (7) global markets with SmartStocks, an award-winning Global Equities Trading Platform
  • Convert FX and invest in real-time via the LiveFX seamlessly
  • Grow your wealth with Online Unit Trust which includes a Regular Savings feature
  • Have the convenience of getting more than 30 digital services and making payments or transfers with SC Remit, DuitNow Transfer and Request
  • Able to authenticate all digital banking transactions via the SC Mobile Key
  • Make your zakat contributions and set up recurring bills seamlessly with JomPAY
  • Up to 40% off and RM1 exclusive deals with Standard Chartered's Live The Good Life program!

How much is the profit rate?

With Standard Chartered JumpStart Savings Account-i, you get 0.05% profit regardless of your account balance, unlike other savings accounts that typically adopt a tiered profit system. 

Additionally, if you deposit a minimum of RM3,000 fresh funds monthly, you can enjoy free MEPS ATM withdrawals nationwide at the end of every calendar month!

Travel perks with JumpStart savings account-i

You can enjoy 2x complimentary access to participating Plaza Premium Lounge in Malaysia and abroad. Simply maintain your account balance with at least RM100,000 during the month you enter the participating airport lounge and the following month after the access to enjoy this perk.

However, note that you must pay upfront on the lounge access fee with your JumpStart debit card-i. The fee will be refunded to you 2 months after the lounge visit with up to RM150 eligible refund per visit. 

Check out the terms and conditions here for more details about the complimentary access, the refund illustration and the list of airport lounges.

On top of that, enjoy exciting travel deals specially curated for you by Standard Chartered Malaysia. Some of the deals you get to enjoy include:

  • Explore the 7 Wonders of the World with savings of up to RM12,000 per couple by Sedunia Travel
  • Up to 10% off Malaysia Airlines economy class tickets to Tokyo (Narita), Perth, Seoul (Incheon), Hong Kong and Bangkok by Mayflower
  • Up to 14% off hotel bookings worldwide by Agoda
  • Up to 40% off and an exclusive 1+1 deal for Samsonite & Kenvelo Luggage
  • Up to 10% cashback on hotel bookings worldwide by Booking.com
  • Up to 7.5% off bookings on Trip.com;
  • And so much more!

What’s the eligibility to open this account?

Any Malaysian, permanent resident or foreigner of at least 18 years of age is eligible for this savings account-i. No minimum deposit is required to open an account. Other fees include the following:

  • Annual debit card fee: RM8
  • Early account closure (within 3 months): RM20
  • Paper statement (if required): RM2
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