ICBC Visa Classic

A classic card that is supported by the prestigious ICBC bank, offering you global merchant benefits and overall worldwide acceptance.

ICBC Visa ClassicQuality Visa Services
Min. Income
RM2,000/month
Annual Fee
Free*
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

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Rewards

Every Ringgit and RMB2 you charge to this credit card earns you 1 bonus point that you can redeem for a wide selection of attractive rewards. Your hard-earned reward points will never expire!

Bonus Points Rewards
EarnSpend
1 point on every RM1on all local retail expenses

Fees & Charges

Annual Fee
  • RM75 primary card

    Free for first year and waived when you swipe at least 5 times a year for subsequent years

  • RM35 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Review

Credit Card » ICBC

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