About RinggitPlus.com

We are your personal finance heroes

RinggitPlus.com is Malaysia's leading financial comparison website. Every day, we help you get more for your money, whether you're applying for a credit card, a personal loan, an insurance plan, a home loan for your dream house, and much more.

The RinggitPlus team are your go-to guys for impartial information on everything you need to make empowered decisions and save money on products and services you use every day. We make it easy to search for the right choices for your needs, and we translate the small print into language that’s simple to understand.

Want more? Learn about the best financial products and find tips and guides to make the most of the products you own. The RinggitPlus blog has all the ingredients to help you “Duit The Easy Way”.

RinggitPlus makes it easy for Malaysians to apply for a new financial product, thanks to in-house innovations such as XpressApply and our very own RinggitPlus chatbot. You can even apply for a new product on RinggitPlus via WhatsApp, no matter where you are! Projects like these cement our position as a fintech enabler.

Launched in 2013, RinggitPlus.com has gained a reputation for being the best place to apply for banking products online. In fact, 7 out of 10 Malaysians compare financial products on our site, while discovering many deals that can't be found anywhere else on the Internet (or even in banks and financial institutions)!

How did we get here?

Headquartered in Kuala Lumpur, RinggitPlus.com is one of several brands owned and operated by FinTech company Jirnexu Sdn Bhd (co. no. 1081989D). We made our start back in 2012 when the company's co-founders met and realised that they shared a mutual passion for giving individuals the financial advice and tools they needed to spend money wisely.

2012

Jirnexu was founded in Kuala Lumpur to bridge the gap in digital financial services and security

2013

RinggitPlus was launched as Malaysia’s first financial comparison platform to help users make informed financial decisions.

2014

Expanded operations to Indonesia as KreditGoGo, offering credit cards, loans, insurance, and more; however, operations ended in 2018.

2015

Introduced XpressApply, transforming Jirnexu into a full-fledged FinTech company. Successfully secured its first bank client in November.

2019

Launched the RinggitPlus Malaysian Financial Literacy Survey (RMFLS). Conducted yearly, we capture how Malaysians manage, save, invest and think about money.

2020 - 2023

Started RinggitPlus Advance, a fully digital financial planning service collaborating with CFPs. We covered cash flow and net-worth analysis, debt and liability management, among others. Operations ended in 2023 when the business was sold to Merchantrade.

2024

Acquired competitor financial services marketplace CompareHero Malaysia.

2025

7 out of 10 Malaysians compare financial services on RinggitPlus. In March, we introduced RinggitPlus in Bahasa Melayu! We will continue to innovate to help millions of customers manage their finances more wisely.

Why RinggitPlus?

At RinggitPlus, we make it effortless for Malaysians to apply for new financial products. With innovative solutions like XpressApply and our very own RinggitPlus chatbot, you can now complete your applications seamlessly, even through WhatsApp, wherever you are!

Initiatives like these strengthen our role as a fintech pioneer and reinforce our position as one of the leading voices in Bank Negara Malaysia's Fintech Regulatory Sandbox.

Don't Just Take Our Words For It

"Jirnexu has been a driving force in Malaysia's fintech revolution since its founding in 2012. They established RinggitPlus in 2013, Malaysia's leading financial comparison platform, empowering consumers to make informed financial decisions"
FINTECH MALAYSIA

Our Leadership Team

Yuen Tuck Siew
LinkedIn
Yuen Tuck Siew
CEO
Yuen Tuck Siew is the CEO and co-founder of Jirnexu, the fintech company behind RinggitPlus.com. Since 2012, he has led the platform to become Malaysia's leading financial comparison website. With a background in investment banking at Citibank and business development at Redberry, Yuen brings deep expertise in digital marketing and strategic growth. He holds a degree in Modern History from the University of Oxford. His vision continues to empower Malaysians to make smarter financial decisions every day.
Jack Low
LinkedIn
Jack Low
Chief Commercial Officer
Jack Low serves as Chief Commercial Officer at Jirnexu, overseeing commercial strategy and banking partnerships. With RinggitPlus since 2019, he brings deep banking industry knowledge from nearly a decade at Citi, where he managed credit card portfolios and bancassurance initiatives. Jack started his career as a Product Engineer at Freescale Semiconductor and holds a Bachelor of Engineering from Monash University. His cross-industry experience helps RinggitPlus deliver exceptional value to consumers and financial partners alike.
Lim Khoon Eong
LinkedIn
Lim Khoon Eong
Chief Financial Officer
Lim Khoon Eong is the Chief Financial Officer at Jirnexu, steering the company's financial strategy since 2018. A Fellow of CPA Australia and Chartered Accountant, he brings robust financial leadership from senior roles at PropertyGuru International, Wasco Energy Group, and AECOM Malaysia. Khoon Eong holds a Bachelor's in Business (Accounting) from RMIT University. His expertise ensures RinggitPlus maintains the highest standards of fiscal responsibility while supporting the company's growth as a leading fintech enabler.
Martin Goh
LinkedIn
Martin Goh
Head of Business - Advertising Solutions
Martin Goh leads the Advertising Solutions division at Jirnexu, building strategic partnerships between financial institutions and consumers through RinggitPlus. Since 2018, he has leveraged extensive digital media experience from roles at iProperty Group, CtrlShift, and Better Sdn Bhd. Specialising in online advertising and social media marketing, Martin ensures RinggitPlus remains the go-to platform for Malaysians seeking impartial financial information while creating meaningful value for financial partners.
Luqman Noor
LinkedIn
Luqman Noor
Head of Credit Cards
Luqman Noor leads the Credit Cards division at Jirnexu, bringing fresh perspectives on digital innovation and consumer engagement. Since joining in 2024, he has leveraged experience from Hong Leong Bank, Lazada, Astro, and Coca-Cola Malaysia to enhance RinggitPlus's credit card offerings. He holds a Bachelor's in Business Administration (Marketing) from Universiti Teknologi MARA. His expertise in digital transformation helps ensure users find the perfect credit card match for their lifestyle and goals.
Leong Kar Mun
LinkedIn
Leong Kar Mun
Head of Product
Leong Kar Mun is the Head of Product at Jirnexu, shaping the user experience that makes RinggitPlus Malaysia's most trusted financial comparison platform. Since 2020, she has driven product innovation, drawing on experience from McKinsey's Digital practice and SEEK. Kar Mun holds a Master's degree from the University of Oxford. With expertise in user research, she ensures RinggitPlus translates complex financial information into simple language, helping users “Duit The Easy Way.”

Interviews with our CEO

Want to know more about the team behind RinggitPlus? Connect with us on LinkedIn to see what we're up to!