Affin Bank

AffinBank Balance Transfer Installment Plan

Get Balance Transfers from 6 to 36 months with one-time upfront interest fees starting from 2%. Tame your credit card bills now with Affin Bank!

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

AffinBank Balance Transfer Installment Plan
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2% one-time upfront handling feefrom RM1000
12 months0% p.a. and 4% one-time upfront handling feefrom RM1000
18 months0% p.a. and 5% one-time upfront handling feefrom RM2000
24 months0% p.a. and 6% one-time upfront handling feefrom RM2000
36 months0% p.a. and 7% one-time upfront handling feefrom RM3000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee
RM100

How To Apply for AffinBank Balance Transfer Installment Plan

Stay afloat in the vast ocean of your credit card debts

Save your money from high interest by transferring your credit card balance from other banks to a new Affin Bank credit card.

  1. Balance transfer application form can be obtained at any Affin Bank branches.
  2. Complete the form and submit through any Affin Bank branches or fax to Affin Bank cards business at 03-7804-0750.
  3. Choose your installment tenure from 6, 12, 18, 24 or 36 months.

Frequently Asked Questions about AffinBank Balance Transfer Installment Plan

Things you might want to know

Lost many hours of precious sleep thinking about your list of debts and obligations? Transfer your outstanding credit card balance to an Affin Bank credit card and enjoy a one-time upfront balance transfer fee!

How does the Balance Transfer Installment Plan (BTiP) from Affin Bank work?

Most banks offers annual interest rate for their balance transfer plans. With Affin Bank’s BTiP, you will only need to pay a one-time upfront fee at the first instalment month, which is based on the outstanding balance transferred to your Affin Bank credit card. 

The minimum transfer amount is RM1000 depending on installment tenure chosen and not to exceed 90% of your approved credit limit.

Is there an option of minimum repayment?

No, Affin Bank requests the credit card holder to make the repayment in full before the due date. If monthly payments are not made in full, the tiered interest rate of 9.99% to 17.5% p.a. will be imposed on your outstanding amount. 

Make sure that you have a good budgeting plan that allows you to make the repayments in full and on time. Otherwise, the interest rate penalty is not worth your effort on this balance transfer.

What will happen if I pay my monthly repayments late?

The charges will be as the same as not paying your monthly repayment in full – a tiered interest rate of 9.99% to 17.5% p.a. will be charged on your credit card’s outstanding balance.

How much is the penalty for early settlement?

In the event that you wish to settle the outstanding amount early, a penalty of RM100 will be imposed upon your decision. 

The same penalty will be imposed if you cancel your balance transfer with Affin Bank.

Read More

Apply online now for AffinBank Balance Transfer Installment Plan

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