Transfer your debt now to enjoy special low interest fees each month!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and no one-time upfront handling fee | from RM2,000 |
Stay afloat in the vast ocean of your credit card debts with AffinBank Balance Transfer Installment Plan.
Alternatively, you can also:
Lost many hours of precious sleep thinking about your list of debts and obligations? Transfer your outstanding credit card balance to an Affin Bank credit card and enjoy a one-time upfront balance transfer fee!
Most banks offer annual interest rates for their balance transfer plans, which can go as high as a standard loan interest rate.
With Affin Bank’s BTiP, you only need to pay a one-time upfront fee in the first instalment month, which is based on the outstanding balance transferred to your Affin Bank credit card.
The minimum transfer amount is RM2,000 and must not exceed 80% of your approved credit limit.
No, Affin Bank requests that you make 100% full repayment of your balance transfer before or on the statement due date. If the balance transfer instalment is not made in full, the tiered interest rate between 12% p.a. to 18% p.a. will be imposed on the outstanding balance.
Late repayment of your balance transfer monthly instalment not only attracts a finance charge of up to 18% p.a. on the outstanding balance but also a late payment penalty of 1% or RM10, whichever is higher up to a maximum of RM100.
Make sure that you have a good budgeting plan that allows you to make the repayments in full and on time. Otherwise, the penalty charges are not worth your effort on this balance transfer.
If you wish to settle the outstanding amount early, a penalty of RM100 will be imposed upon your decision. The same penalty will be imposed if you cancel your balance transfer with Affin Bank.
We’ll guide you through your application for this financial product