Alliance Bank

Alliance Bank Balance Transfer Plan

Switch to the Alliance Bank Balance Transfer Installment Plan and enjoy interest rates as low as 6% when you transfer a minimum of RM1000. You can even earn reward points on your transferred balance.

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Alliance Bank Balance Transfer Plan
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000
18 months6% p.a. and no one-time upfront handling feefrom RM1000
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee
None

How To Apply for Alliance Bank Balance Transfer Plan

Stay afloat in the vast ocean of your credit card debts

1. Fill up your basic contact details on the online application form and Alliance Bank sales representative will get in touch with you soon.
2. To lazy to fill in tedious forms? Choose to apply via phone, call Alliance at 03-5516 9988.
3. Alternatively, go to the nearest Alliance branch to apply.

Frequently Asked Questions about Alliance Bank Balance Transfer Plan

Things you might want to know

It's time to stop paying high interest rates on your credit card’s outstanding balance. So save your money by bringing over your overdued balance with Alliance Bank’s Balance Transfer Plan!

How does Alliance Bank Balance Transfer Plan work?

All existing and new Alliance Bank credit card holders can apply for this balance transfer. If you're holding credit cards with other banks, you can transfer your outstanding balances to your Alliance Bank credit card and pay a special balance transfer interest rate. Note that you need to transfer at least RM1,000 to participate in this balance transfer plan by Alliance Bank.

Am I able to earn rewards from this balance transfer?

Here's where things get exciting, every RM10,000 transferred to your Alliance Bank credit card entitles you to earn 500 Timeless Bonus Points (TBP). What can you do with those points? You can use them to redeem gifts and prizes from the Alliance Bank gift catalogue!

I am late on my monthly repayments. Any charges for that?

If you are late on your monthly repayments, you will need to pay a 1% late penalty fee of the total outstanding balance or RM10, whichever is higher. The maximum penalty will go as high as RM100.

What if I fail to make full repayments during the period?

In this case, the interest rate will revert to the prevailing interest rate of 18%, which is the highest credit card interest rate. This rate will be maintained until the date of full settlement.

Can I terminate this balance transfer plan?

You can terminate or discontinue your Alliance Bank Balance Transfer Plan without paying any exit or early settlement fee. Nonetheless, you’ll still have to settle the total outstanding principal balance, otherwise the interest rate will revert to 18% p.a..

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Apply online now for Alliance Bank Balance Transfer Plan

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