AmBank AmTransfer

Low interest and flexible repayments with a Balance Transfer programme with minimal management fees. Ideal if you want to clear your debts fast!

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

AmBank AmTransfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no one-time upfront handling feefrom RM1000
12 months8.99% p.a. and no one-time upfront handling feefrom RM5000
24 months8.99% p.a. and no one-time upfront handling feefrom RM5000
36 months8.99% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
RM50 or 5% of outstanding amount
Early Termination Fee

How To Apply for AmBank AmTransfer

Stay afloat in the vast ocean of your credit card debts

AmBank provides you a hassle-free and easy way to go about this balance transfer application, all you need to do is choose which options suit you best.

  1. Option 1: Just give AmBank a ring at 03-2178 888 to apply. This way, you don't need to fill in application form.
  2. Option 2: You can also fill in the application form (AmTransfer or campaign) and fax it to 03-2171 3171 (AmTransfer) / 03-2171 3010 (campaign)or drop it at your nearest AmBank/AmBank Islamic branch.

Frequently Asked Questions about AmBank AmTransfer

Things you might want to know

Get AmBank AmTransfer, a balance transfer with flexible monthly repayments and lower interest rates. On top of that, there are no hidden fees and charges!

What is AmBank Balance Transfer program about?

Transfer your outstanding credit card balance with AmBank AmTransfer and you can enjoy interest rate from as low as 4.99% p.a. for up to 24 months. Say goodbye to interest rates of 18% p.a. on your other credit card and secure great savings on your personal finances.

And for a limited time only (until 30 September 2017) you can enjoy a longer repayment horizon of 36 months at a one-time interest/management fee of 8.99% p.a. when you transfer a minimum of RM1000!

What is the minimum transfer amount?

This depends on the repayment period of your choice. If you opt for a 6-month repayment tenure, the minimum amount is RM1000. On the other hand, 12 and 24 months programs require minimum transfer amounts of RM5000.

What happens if I settle my payments after the monthly due date?

In this case, you won’t be entitled to the special balance transfer interest rates – as low as 4.99% p.a. any longer. The interest rates for your remaining credit balance will go up to 18% p.a. until its full settlement.

Read More

Apply online now for AmBank AmTransfer

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AmBank AmTransfer

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AmBank website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.