AmBank provides you a hassle-free and easy way to go about this balance transfer application, all you need to do is choose which options suit you best.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- AmBank AmTransfer
Pay Over With Interest Rate At When You Transfer 6 months 0% p.a. and 4.99% one-time upfront handling fee from RM1000 12 months 0% p.a. and 8.99% one-time upfront handling fee from RM5000 24 months 0% p.a. and 8.99% one-time upfront handling fee from RM5000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Early Termination Fee
How To Apply for AmBank AmTransfer
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about AmBank AmTransfer
Things you might want to know
Get AmBank AmTransfer, a balance transfer with flexible monthly repayments and lower interest rates. On top of that, there are no hidden fees and charges!
What is AmBank Balance Transfer program about?
Transfer your outstanding credit card balance with AmBank AmTransfer and you can enjoy interest rates/management fees from as low as 4.99% p.a. for up to 24 months, subject to terms and conditions. Say goodbye to interest rates of 18% p.a. on your other credit card and secure great savings on your personal finances.
What is the minimum transfer amount?
This depends on the repayment period of your choice. If you opt for a 6-month repayment tenure, the minimum amount is RM1,000. On the other hand, 12 and 24 months programs require minimum transfer amounts of RM5,000.
What happens if I settle my payments after the monthly due date?
In this case, you won’t be entitled to the special balance transfer interest rates – as low as 4.99% p.a. any longer. The interest rates for your remaining credit balance will go up to 18% p.a. until its full settlement.