Bank Rakyat

Bank Rakyat Credit Card-i Balance Transfer

Save more on interest rates when you consolidate your funds with this Balance Transfer that offers you rates much lower than that 18% we're all used to.

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Bank Rakyat Credit Card-i Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
3 months3% p.a. and no one-time upfront handling feefrom RM1000
12 months13.5% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
RM50 or 5% of outstanding amount
Early Termination Fee
None

Frequently Asked Questions about Bank Rakyat Credit Card-i Balance Transfer

Things you might want to know

Give your wallet a break and save more on crazy interest rates with the Bank Rakyat Balance Transfer!

How does it work?

Well if you have a large outstanding balance on credit card from other banks, transfer all those balances into this balance transfer programme. Simply drop a call to your bank and have them do it for you or maybe hit the apply now on this page and do it online!

When you pay your credit card bills irregularly, there is this pesky interest rate of 18% per annum that you have to deal with. It really makes keeping up with credit card repayments hard. The solution, a good balance transfer. 

Give me the deets!

So the minimum amount that you need to transfer is RM1,000. There are two interest rates that you need to take note off. If you are able to pay off all your transferred amount within three months, you have a monthly profit rate of only 3% p.a. However if you need a longer period to pay off your debt, the rate offered is 13.5% only p.a. for a 12-month tenure. 

Choose what works for you and be debt free in no time. 

Early settlement?

Yes you can! There is no fee if you'd like to pay off your balance early. However be aware that you need to pay your bill on time every time, to avoid high interest rates all over again.

Read More

Apply online now for Bank Rakyat Credit Card-i Balance Transfer

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