Download and complete the application form, and submit to:
PUSAT KAD BANK RAKYAT
Tingkat 1, Menara 1
Menara Kembar Bank Rakyat
No. 33, Jalan Rakyat, 50470 Kuala Lumpur.
Or, give a call to 03-2612 9600 for more details.
Bank Rakyat Credit Card-i Balance Transfer
Save more on interest rates when you consolidate your outstanding balances with this Balance Transfer that offers you rates much lower than that 18% we're all used to.
Product summary
- Best Interest Rate
- 3% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
- Related products
- Choice of up to 0 cards
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 1 month | 3% p.a. and no one-time upfront handling fee | from RM1,000 |
| 2 months | 3% p.a. and no one-time upfront handling fee | from RM1,000 |
| 3 months | 3% p.a. and no one-time upfront handling fee | from RM1,000 |
| 4 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 5 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 6 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 7 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 8 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 9 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 10 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 11 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 13.5% p.a. and no one-time upfront handling fee | from RM1,000 |
Fees & Charges
- Minimum Monthly Payment
- 100% of outstanding amount
- Early Termination Fee
- None
How to apply
Stay afloat in the vast ocean of your credit card debts with Bank Rakyat Credit Card-i Balance Transfer.
More Information
Give your wallet a break and save more on crazy interest rates with the Bank Rakyat Balance Transfer!
How does it work?
If you have a large outstanding balance on a credit card from other banks, transfer all those balances into this balance transfer program. Simply drop a call to your bank and have them do it for you or apply online!
When you pay your credit card bills irregularly, there is this pesky interest rate of 18% per annum that you have to deal with. It really makes keeping up with credit card repayments hard. The solution is a good balance transfer.
Give me the deets!
So the minimum amount that you need to transfer is RM1,000. There are two interest rates that you need to take note of. If you are able to pay off all your transferred amount within three months, you have a monthly profit rate of only 3% per annum.
However, if you need a longer period to pay off your debt, the rate offered is 13.5% p.a. from 4 months onwards until the balance is fully paid. Choose what works for you and be debt free in no time.
Early settlement?
Yes, you can! There is no fee if you'd like to pay off your balance early. However be aware that you need to pay your bill on time every time, to avoid high-interest rates all over again.
Balance Transfer » Bank Rakyat
BSN Balance Transfer Programme
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM500
- Max Duration
- 48 months
HSBC Balance Transfer Instalment
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Maybankard Balance Transfer Program
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Maybankard Balance Transfer Islamic Ikhwan Card
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Bank Islam Balance Transfer Program
- Best Interest Rate
- 3.88% p.a.
- Minimum Transfer
- RM500
- Max Duration
- 36 months
UOB Balance Transfer Instalment
- Best Interest Rate
- 2.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 60 months
AmBank Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 60 months
Bank Rakyat Credit Card-i Balance Transfer
- Best Interest Rate
- 3% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Standard Chartered Balance Transfer PLUS
- Best Interest Rate
- 5.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
OCBC Balance Transfer
- Best Interest Rate
- 2.88% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
UOB Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
RHB Smart Move Balance Transfer
- Best Interest Rate
- 4.88% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Public Bank Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 48 months
Hong Leong Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
CIMB Balance Transfer Plan
- Best Interest Rate
- 5.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Alliance Bank Balance Transfer Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 24 months
AffinBank Balance Transfer Installment Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM2,000
- Max Duration
- 12 months
AEON Cards Balance Transfer Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
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