Bank Rakyat Credit Card-i Balance Transfer

Save more on interest rates when you consolidate your outstanding balances with this Balance Transfer that offers you rates much lower than that 18% we're all used to.

Bank Rakyat Credit Card-i Balance Transfer
Best Interest Rate
3% p.a.
Minimum Transfer
Max Duration
12 months
Related products
Choice of up to 0 cards

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Pay OverWith Interest Rate AtWhen You Transfer
3 months3% p.a. and  no one-time upfront handling feefrom RM1,000
12 months13.5% p.a. and  no one-time upfront handling feefrom RM1,000

Fees & Charges

Minimum Monthly Payment
RM50 or 5% of outstanding amount
Early Termination Fee

How to apply

Stay afloat in the vast ocean of your credit card debts with Bank Rakyat Credit Card-i Balance Transfer.

Download and complete the application form, and submit to:

Tingkat 14, Menara 1
Menara Kembar Bank Rakyat
No. 33, Jalan Rakyat, 50470 Kuala Lumpur.

More Information

Give your wallet a break and save more on crazy interest rates with the Bank Rakyat Balance Transfer!

How does it work?

If you have a large outstanding balance on a credit card from other banks, transfer all those balances into this balance transfer program. Simply drop a call to your bank and have them do it for you or apply online!

When you pay your credit card bills irregularly, there is this pesky interest rate of 18% per annum that you have to deal with. It really makes keeping up with credit card repayments hard. The solution is a good balance transfer. 

Give me the deets!

So the minimum amount that you need to transfer is RM1,000. There are two interest rates that you need to take note of. If you are able to pay off all your transferred amount within three months, you have a monthly profit rate of only 3% p.a. 

However, if you need a longer period to pay off your debt, the rate offered is 13.5% p.a. for a 12-month tenure. Choose what works for you and be debt free in no time. 

Early settlement?

Yes, you can! There is no fee if you'd like to pay off your balance early. However be aware that you need to pay your bill on time every time, to avoid high-interest rates all over again.

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