Transfer your debt now to enjoy special low interest fees each month!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Stay afloat in the vast ocean of your credit card debts with CIMB Balance Transfer Plan.
Alternatively, you may also give a call to the Bank at 03-2281 7000 (10 AM to 6 PM, Monday to Friday, excluding Public Holidays).
Save up to 67% on your credit card interest payments by transferring your outstanding credit card balance to a CIMB credit card.
With flexible monthly repayments, CIMB Balance Transfer saves you more money and cures your headaches.
CIMB Balance Transfer allows you to use part of your credit limit on your CIMB credit card to consolidate your outstanding balances on other credit cards.
The minimum outstanding credit card balance you can transfer is RM1,000, up to 80% of your credit card limit.
Yes. In case you are not able to make full monthly repayments, you can choose to make a minimum payment of 5% of the outstanding balance or RM50, whichever is higher.
If your monthly repayments do not reach the bank on their due date, late payment charges of 1% of the total outstanding balance will be charged to you.
Late repayment charges will be a minimum of RM10 and up to a maximum of RM100.
The low balance transfer interest rates of 5.99% p.a. and 7.99% p.a. are only applicable if you can make the repayments on time.
If you're unable to make your monthly repayments, 18% p.a. will be applied to the remaining outstanding balance until it has been repaid in full.
Yes, you can. Unlike most banks, the CIMB Balance Transfer Plan doesn't impose any charges on early settlement.
You can only cancel the balance transfer within a day of your application. For more details, please call the Bank at 03-2281 7000.
Click here for the terms and conditions.
Click here for the product disclosure sheet.
