Citibank

Citibank Ready Credit Balance Transfer

Repay your outstanding balances from other banks with your Ready Credit account in fixed monthly instalments.

    • Interest rate from 5.9% p.a.
    • Up to 48 months
    • No early termination fee
    • No setup fee

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Citibank Ready Credit Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.9% p.a. and no one-time upfront handling feefrom RM1000
12 months5.9% p.a. and no one-time upfront handling feefrom RM1000
18 months5.9% p.a. and no one-time upfront handling feefrom RM1000
24 months5.9% p.a. and no one-time upfront handling feefrom RM1000
36 months5.9% p.a. and no one-time upfront handling feefrom RM1000
48 months5.9% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Early Termination Fee
None

How To Apply for Citibank Ready Credit Balance Transfer

Stay afloat in the vast ocean of your credit card debts

  1. Decide the credit you want to perform a balance transfer for - the required minimum balance is RM1,000 per card.
  2. Choose your replacement tenure from 6, 12, 18, 24, 30, 36 or 48 months.
  3. Call CitiPhone to apply or leave your contact in Citibank application form, their officer will call you back in next working day.