- Decide the credit you want to perform a balance transfer for - the required minimum balance is RM1,000 per card.
- Choose your replacement tenure from 6, 12, 18, 24, 30, 36 or 48 months.
- Call CitiPhone to apply or leave your contact in Citibank application form, their officer will call you back in next working day.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Citibank Ready Credit Balance Transfer
Pay Over With Interest Rate At When You Transfer 6 months 5.9% p.a. and no one-time upfront handling fee from RM1000 12 months 5.9% p.a. and no one-time upfront handling fee from RM1000 18 months 5.9% p.a. and no one-time upfront handling fee from RM1000 24 months 5.9% p.a. and no one-time upfront handling fee from RM1000 36 months 5.9% p.a. and no one-time upfront handling fee from RM1000 48 months 5.9% p.a. and no one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Early Termination Fee
How To Apply for Citibank Ready Credit Balance Transfer
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Citibank Ready Credit Balance Transfer
Things you might want to know
Getting out of credit card debt is not the easiest thing to do. But a forgiving balance transfer plan is always helpful.
Experience Ready Credit
Apply for the Citibank Ready Credit Card and enjoy all the great benefits that come with it, including the opportunity to consolidate your debt. The Citibank Ready Credit Balance Transfer plan allows you to transfer all or parts of your outstanding balance beginning from RM1,000.
What are my options?
Well you have a fair few to choose from, depending on how much you transfer, take some time and choose a repayment tenure. This balance transfer offers you periods from 6 months up to 48 months, that’s four years of paying low interest rates.
Speaking of, the Ready Credit Balance Transfer offers a low interest rate of 5.9% per annum for ALL of those tenure periods, and no up-front handling fee ever.
Well there aren’t any extra up-front fees that you need to worry about. However, please take note that all your payments need to be made on time. This is to avoid paying any extra interest.
Or in the case that you haven’t made your payments for 3 consecutive months, you could be facing a bit of a dilemma where payment in full might be demanded from you.
So scratch the stress and settle your debts on time. You could even pay them off early, there is no early termination fee imposed on this plan. Therefore, be invited to debt free living in no time.