HSBC Balance Transfer Instalment

Enjoy a low 3.88% one-time upfront payment fee and have the flexibility to stretch your payment over a 12-month tenure. Get back in control of your finances!

HSBC Balance Transfer Instalment
Best Interest Rate
0% p.a.
Minimum Transfer
RM1,000
Max Duration
12 months
Related products
Choice of up to 0 cards

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and  3.88% one-time upfront handling feefrom RM1,000

Fees & Charges

Minimum Monthly Payment
100% of outstanding amount
Early Termination Fee
None

How to apply

Stay afloat in the vast ocean of your credit card debts with HSBC Balance Transfer Instalment.

To participate in HSBC Balance Transfer Instalment, you can make an application at any HSBC Bank branch. You can also drop a line to HSBC Bank Contact Centre at 03 8321 5400 and indicate these details:

  • The Balance Transfer Instalment amount applied;
  • The Balance Transfer Instalment plan; and
  • Details of your other credit card accounts

More Information

Are you tired of paying up to 18% interest per annum on your outstanding credit card balance? With HSBC Balance Transfer Instalment, you get serious savings on your interest rates.

HSBC is currently offering promotional rates for their Balance Transfer Instalment programme. Please refer to the table below for easy reference and should you require any further details, do reach out to HSBC for assistance.

New To Card
(does not hold any HSBC principal credit card in the past 6 months)
Balance Transfer Instalment is applied together with an HSBC credit card in the same application journey
  • 0% p.a. for 3 months
  • 1.88% upfront interest for 6 months
  • 3.88% upfront interest for 12 months
Capped at 60% of credit limit
Balance Transfer Instalment is applied after an HSBC credit card is approvedPlease contact the bank for more detailsCapped at 60% of credit limit
Existing To Card
(holding at least one HSBC principal credit card)
Balance Transfer Instalment is applied together with an HSBC credit card in the same application journey
  • 0% p.a. for 3 months
  • 1.88% upfront interest for 6 months
  • 3.88% upfront interest for 12 months

Capped at 60% of credit limit
Balance Transfer Instalment is applied after an HSBC credit card is approvedPlease contact the bank for more detailsCapped up to 95% of credit limit. Please contact the bank for more details.

Why should I apply for this balance transfer?

If you are the kind of person who likes to take advantage of a low-interest-rate environment and is motivated to be debt-free as quickly as possible, then this plan suits your aspiration.

At the end of the day, it's your money we're talking about, right?

Am I allowed to make minimum monthly repayments?

This Balance Transfer Instalment from HSBC will be billed in the form of a monthly instalment, which you are required to pay in FULL as part of the minimum monthly repayment.

What if I fail to settle the repayments before the maturity date?

If you're unable to settle all your monthly repayments before the credit card due date, a tiered finance charge and late payment fee shall be applied.

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