Enjoy low interest rates with Maybank Balance Transfer Program by applying via Maybank2u and Maybank App.
Or you can download and complete the balance transfer application form and submit to the nearest Maybank branch.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Maybankard Balance Transfer Program
Pay Over With Interest Rate At When You Transfer 6 months 0% p.a. and 1.88% one-time upfront handling fee from RM1000 9 months 9% p.a. and 0% one-time upfront handling fee from RM1000 12 months 0% p.a. and 3% one-time upfront handling fee from RM1000 24 months 4.5% p.a. and 0% one-time upfront handling fee from RM1000 36 months 4.95% p.a. and 0% one-time upfront handling fee from RM2000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- 5% of outstanding amount
- Early Termination Fee
- None
How To Apply for Maybankard Balance Transfer Program
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Maybankard Balance Transfer Program
Things you might want to know
Save more on your credit card interest rates, with Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.
How does Maybank Balance Transfer Program work?
Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!
The minimum transfer amount for the 6, 9, 12, and 24-month plans is RM1,000, whereas the minimum amount for the 36-month plan is RM2,000.
The maximum transfer amount for repayment period of 9, 24 and 36 months is 90% of available credit limit, whereas for 6 to 12-month tenure is up to RM50,000.
Do I need to pay a one-time upfront interest fee?
The interest rate for this balance transfer program may vary from time to time. Please see table below for the latest one:
| Tenure (months) | 6 | 9 | 12 | 24 | 36 |
| Interest Rate (p.a.) | 0% | 9% | 0% | 4.50% | 4.95% |
| Upfront Fee (one-time) | 1.88% on approved amount | nil | 3% on approved amount | nil | nil |
| Min Transfer | RM1,000 | RM1,000 | RM1,000 | RM1,000 | RM2,000 |
| Max Transfer | Up to RM50,000 | Up to 90% credit limit | Up to RM50,000 | Up to 90% credit limit | Up to 90% credit limit |
Click here for Maybank Balance Transfer Product Disclosure Sheet
Click here for Maybank Balance Transfer Terms and Conditions
Can I transfer debt from more than one credit card?
Yes, you can transfer your outstanding balance from up to three other banks with Maybank Balance Transfer Program.
Who can apply for this balance transfer?
Only principal credit cardholders of Maybank are eligible to apply. Supplementary and Islamic credit cardholders are not qualified.
How can I make the monthly payment?
You can always walk in to any Maybank branches to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.
Apply for a Balance Transfer with one of these Maybank Credit Cards
Get out of debt fast - enjoy 0% interest.
| Credit card image | Credit card name and benefits | Annual Fee | Minimum Annual Income | Apply Online |
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 | Maybank 2 Gold CardsPay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX, 5x TreatsPoints on all retail & 5% cashback on weekend spends! |
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 | Maybank 2 Platinum Cards5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life. |
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 | Maybank American Express PlatinumEnjoy the VIP lifestyle at low finance charge of 9% p.a. with up to 5x Membership Reward Points and exclusive Platinum privileges on golf, dining and hotel. |
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 | Petronas Maybank Visa GoldGet up to 8x TreatsPoints when you spend at PETRONAS stations nationwide. Even better, collect 8x TreatsPoints for grocery purchases! |
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 | Maybank World MasterCardEarn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access. |
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 | Petronas Maybank Visa PlatinumA free-for-life credit card that collects 8x TreatsPoints on petrol and groceries transactions every weekend |
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 | Maybank MasterCard PlatinumA distinctive card for those seeking exceptional service and worldwide recognition - automatic membership to the prestigious MasterCard Platinum Club. |
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 | Maybank Visa GoldA Visa card with bigger and better benefits for folks who want to upgrade their Classic cards and enjoy exclusive dining, shopping, and travel perks. |
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 | Maybank Manchester United Visa CardGet up to 10x TreatsPoints for all Manchester United-related transactions & discounts on The Red Devils merchandises, dining at Red Cafe & Old Trafford tour! |
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 | Maybank Visa InfiniteGet 5x overseas and 2x local with 10,000 TreatsPoints upon activation. Enjoy golf, dining, airport lounges access worldwide & hotel privileges! |
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 | Maybank Visa PlatinumDistinctive Visa card for people seeking a generous line of credits and TreatsPoints on retail, petrol, utilities and even Maybank EzyPay! |
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 | Singapore Airlines KrisFlyer American Express GoldA fast and easy way to earn KrisFlyer Miles for free and Plaza Premium Lounge access. Get instant overseas help anytime with American Express Global Assist. |
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 | Maybank MasterCard GoldEnjoy great travel, dining, and shopping privileges whether you're in Malaysia or abroad. Collect TreatsPoints to redeem rewarding gifts and also waive annual fee! |
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 | Maybank Manchester United Visa InfiniteDiscounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour. 10,000 TreatsPoints & up to 10x TreatsPoints on Man United-related transactions |
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 | Maybank 2 Cards Premier5x TreatsPoints for every Ringgit spent, convertible to AirMiles at low conversion rate, 1-for-1 dining at Shangri-La and lifestyle privileges! |
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 | Maybank Visa SignatureA card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. |
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 | Maybank American Express Cash Back GoldGrocery shopping & retail therapy will never be dull again with Amex. Enjoy an unlimited cashback on local & overseas spending, plus save up to 50% on dining |
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 | Maybank FC Barcelona Visa SignatureBig fan of Spanish la liga? This Visa Signature credit card gives rewards up to 10% cashback on all purchases and 10% discounts on all FC Barcelona merchandises |
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