Or you can download and complete the balance transfer application form and submit to the nearest Maybank branch.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Maybankard Balance Transfer Program
Pay Over With Interest Rate At When You Transfer 6 months 0% p.a. and 1.88% one-time upfront handling fee from RM1000 9 months 9% p.a. and 0% one-time upfront handling fee from RM1000 12 months 0% p.a. and 3% one-time upfront handling fee from RM1000 24 months 4.5% p.a. and 0% one-time upfront handling fee from RM1000 36 months 4.95% p.a. and 0% one-time upfront handling fee from RM2000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- 5% of outstanding amount
- Early Termination Fee
How To Apply for Maybankard Balance Transfer Program
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Maybankard Balance Transfer Program
Things you might want to know
Save more on your credit card interest rates, with Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.
How does Maybank Balance Transfer Program work?
Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!
The minimum transfer amount for the 6, 9, 12, and 24-month plans is RM1,000, whereas the minimum amount for the 36-month plan is RM2,000.
The maximum transfer amount for repayment period of 9, 24 and 36 months is 90% of available credit limit, whereas for 6 to 12-month tenure is up to RM50,000.
Do I need to pay a one-time upfront interest fee?
The interest rate for this balance transfer program may vary from time to time. Please see table below for the latest one:
|Tenure (months)||6 ||9||12||24||36|
|Interest Rate (p.a.)||0%||9%||0%||4.50%||4.95%|
|Upfront Fee (one-time)||1.88% on approved amount||nil||3% on approved amount||nil||nil|
|Max Transfer||Up to RM50,000||Up to 90% credit limit||Up to RM50,000||Up to 90% credit limit||Up to 90% credit limit|
Can I transfer debt from more than one credit card?
Yes, you can transfer your outstanding balance from up to three other banks with Maybank Balance Transfer Program.
Who can apply for this balance transfer?
Only principal credit cardholders of Maybank are eligible to apply. Supplementary and Islamic credit cardholders are not qualified.
How can I make the monthly payment?
You can always walk in to any Maybank branches to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.