Maybankard Balance Transfer Program

Save more on your credit card interest rates, with Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.

How does Maybank Balance Transfer Program work?

Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!

The minimum transfer amount for the 6, 9 and 12 months plans is RM1,000, while the minimum amount for the 24 and 36 months plans is RM2,000. The maximum amount that you can transfer will depend on your credit limit.

Do I need to pay a one-time upfront interest fee?

For the 12-month Balance Transfer plan with 0% interest rate, you are required to pay a one-time upfront fee of 3%. If you need to stretch your repayment terms further, other tenures are offered at interest rates from 4.5% p.a. with no upfront charges.

Can I transfer debt from more than one credit card?

Yes, you can transfer your outstanding balance from up to three other banks with Maybank Balance Transfer Program.

Who can apply for this balance transfer?

Only principal credit cardholders of Maybank are eligible to apply. Supplementary and Islamic credit cardholders are not qualified.

How can I make the monthly payment?

You can always walk in to any Maybank branches to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.

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