Maybankard Balance Transfer Program

Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Maybankard Balance Transfer Program
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1000
9 months9% p.a. and 0% one-time upfront handling feefrom RM1000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000
24 months4.5% p.a. and 0% one-time upfront handling feefrom RM1000
36 months4.95% p.a. and 0% one-time upfront handling feefrom RM2000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee

How To Apply for Maybankard Balance Transfer Program

Stay afloat in the vast ocean of your credit card debts

Frequently Asked Questions about Maybankard Balance Transfer Program

Things you might want to know

Save more on your credit card interest rates, with Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.

How does Maybank Balance Transfer Program work?

Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!

The minimum transfer amount for the 6, 9, 12, and 24-month plans is RM1,000, whereas the minimum amount for the 36-month plan is RM2,000. 

The maximum transfer amount for repayment period of 9, 24 and 36 months is 90% of available credit limit, whereas for 6 to 12-month tenure is up to RM50,000.

Do I need to pay a one-time upfront interest fee?

The interest rate for this balance transfer program may vary from time to time. Please see table below for the latest one:

Tenure (months)6
Interest Rate (p.a.)0%9%0%4.50%4.95%
Upfront Fee (one-time)1.88% on approved amountnil
3% on approved amountnilnil
Min TransferRM1,000RM1,000RM1,000RM1,000RM2,000
Max TransferUp to RM50,000
Up to 90% credit limitUp to RM50,000Up to 90% credit limitUp to 90% credit limit

Click here for Maybank Balance Transfer Product Disclosure Sheet

Click here for Maybank Balance Transfer Terms and Conditions

Can I transfer debt from more than one credit card?

Yes, you can transfer your outstanding balance from up to three other banks with Maybank Balance Transfer Program.

Who can apply for this balance transfer?

Only principal credit cardholders of Maybank are eligible to apply. Supplementary and Islamic credit cardholders are not qualified.

How can I make the monthly payment?

You can always walk in to any Maybank branches to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.

Read More

Apply online now for Maybankard Balance Transfer Program

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