Enjoy low interest rates with Maybank Balance Transfer Program by applying via Maybank2u and Maybank App.
Or you can download and complete the balance transfer application form and submit to the nearest Maybank branch.
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months
Product summary
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
- Interest Free
- 12 months
- Related products
- Choice of up to 0 cards
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 1.88% one-time upfront handling fee | from RM1,000 |
| 9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Fees & Charges
- Minimum Monthly Payment
- 5% of outstanding amount
- Early Termination Fee
- None
How to apply
Stay afloat in the vast ocean of your credit card debts with Maybankard Balance Transfer Program.
More Information
Save more on your credit card interest rates, with Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.
How does Maybank Balance Transfer Program work?
Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!
The minimum transfer amount for the 6, 9, 12, and 24-month plans is RM1,000, whereas the minimum amount for the 36-month plan is RM2,000.
The maximum transfer amount for repayment period of 9, 24 and 36 months is 90% of available credit limit, whereas for 6 to 12-month tenure is up to RM50,000.
Do I need to pay a one-time upfront interest fee?
The interest rate for this balance transfer program may vary from time to time. Please see table below for the latest one:
| Tenure (months) | 6 | 9 | 12 | 24 | 36 |
| Interest Rate (p.a.) | 0% | 9% | 0% | 4.50% | 4.95% |
| Upfront Fee (one-time) | 1.88% on approved amount | nil | 3% on approved amount | nil | nil |
| Min Transfer | RM1,000 | RM1,000 | RM1,000 | RM1,000 | RM2,000 |
| Max Transfer | Up to RM50,000 | Up to 90% credit limit | Up to RM50,000 | Up to 90% credit limit | Up to 90% credit limit |
Click here for Maybank Balance Transfer Product Disclosure Sheet
Click here for Maybank Balance Transfer Terms and Conditions
Can I transfer debt from more than one credit card?
Yes, you can transfer your outstanding balance from up to three other banks with Maybank Balance Transfer Program.
Who can apply for this balance transfer?
Only principal credit cardholders of Maybank are eligible to apply. Supplementary and Islamic credit cardholders are not qualified.
How can I make the monthly payment?
You can always walk in to any Maybank branches to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.
Balance Transfer » Maybank
BSN Balance Transfer Programme
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM500
- Max Duration
- 48 months
HSBC Balance Transfer Instalment
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Maybankard Balance Transfer Program
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Maybankard Balance Transfer Islamic Ikhwan Card
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Bank Rakyat Credit Card-i Balance Transfer
- Best Interest Rate
- 3% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Citibank Balance Transfer via Instalment Plan
- Best Interest Rate
- 5.32% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Standard Chartered Balance Transfer PLUS
- Best Interest Rate
- 5.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
OCBC Balance Transfer
- Best Interest Rate
- 2.88% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
UOB Fixed-Pay Balance Transfer
- Best Interest Rate
- 3.3% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
UOB Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 18 months
RHB Smart Move Balance Transfer
- Best Interest Rate
- 4.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
Public Bank Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 48 months
Hong Leong Balance Transfer
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Citibank Balance Transfer Plan
- Best Interest Rate
- 8.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
CIMB Balance Transfer Plan
- Best Interest Rate
- 5.99% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 12 months
Alliance Bank Balance Transfer Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 24 months
AffinBank Balance Transfer Installment Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
AEON Cards Balance Transfer Plan
- Best Interest Rate
- 0% p.a.
- Minimum Transfer
- RM1,000
- Max Duration
- 36 months
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