Maybankard Balance Transfer Program

Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a long repayment period of up to 36 months.

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Maybankard Balance Transfer Program
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000
9 months9% p.a. and no one-time upfront handling feefrom RM1000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee

How To Apply for Maybankard Balance Transfer Program

Stay afloat in the vast ocean of your credit card debts

Enjoy low interest rates with Maybankard Balance Transfer Program!

  1. To apply, download and print out the application form.
  2. Complete the form and fill in the amunt you want to transfer from the other bank's credit account 3. Attach the photocopy of your other bank's latest credit card statement which you wish to transfer them.
  3. Lastly, fax your form and documents to 03-7953 8640 or mail to:
Maybank Centre (BT program), 7th Floor Menara Maybank. 100 Jalan Tun Perak, 50050 Kuala Lumpur.

Frequently Asked Questions about Maybankard Balance Transfer Program

Things you might want to know

Save more on your credit card interest rates, with Maybankard Balance Transfer Programme which gives you flexible repayment periods to ease your financial burden!

How does Maybankard Balance Transfer Programme work?

Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!

The minimum transfer amount for the 6 and 9 months plans is RM1000, while the minimum amount for the 24 and 36 months plans is RM2,000. The maximum amount that you can transfer will depend on your credit limit.

Can I transfer debt from more than one credit card?

Yes, you can transfer your outstanding balance from up to three other banks with Maybankard Balance Transfer Programme.

Do I need to pay a one-time upfront interest fee?

The 12-month balance transfer plan with ‘zero interest’ actually charges a one-time interest rate at 3% p.a. Meanwhile, other tenures are offered at interest rates from 4.5% p.a. and no upfront interest.

Who can apply for this balance transfer?

Only principal credit card holders of Maybank are eligible to apply. Supplementary card holders are not qualified.

How can I make the monthly payment?

You can always walk in to any Maybank branch to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2u online banking.

Read More

Apply online now for Maybankard Balance Transfer Program

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