Maybankard Balance Transfer Program

Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Maybankard Balance Transfer Program
Best Interest Rate
0% p.a.
Minimum Transfer
RM1,000
Max Duration
36 months
Related products
Choice of up to 0 cards

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and  1.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and  3% one-time upfront handling feefrom RM1,000
9 months9% p.a. and  no one-time upfront handling feefrom RM1,000
12 months12% p.a. and  no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and  no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and  no one-time upfront handling feefrom RM2,000

Fees & Charges

Minimum Monthly Payment
100% of outstanding amount
Early Termination Fee
None

How to apply

Stay afloat in the vast ocean of your credit card debts with Maybankard Balance Transfer Program.

There are three ways to apply for this balance transfer: online application via Maybank2U, visiting your nearest Maybank/Maybank Islamic branch or via email.

Online application via Maybank2U:

  1. Log on to www.maybank2u.com
  2. Select "Apply"
  3. Select "Cards"
  4. Select "Apply Balance Transfer"
  5. And follow the steps accordingly

Maybank/Maybank Islamic branches:

  1. Download the application form
  2. Visit any branches near you to submit the application form

Email:

  1. Download the application form and fill in the necessary details
  2. Email it to [email protected]

More Information

Save more on your credit card interest rates with the Maybank Balance Transfer Program, which gives you flexible repayment periods to ease your financial burden.

How does the Maybank Balance Transfer Program work?

Consolidate all your outstanding balances into one credit card and one monthly statement. You can choose a repayment tenure that suits your needs with its flexibility. The longest repayment period can be up to 36 months, which is 3 full years!

The minimum transfer amount for the 6, 9, 12, and 24-month plans is RM1,000, whereas the minimum amount for the 36-month plan is RM2,000. 

The maximum transfer amount for the repayment periods of 9, 24 and 36 months is 90% of the available credit limit, whereas for 6 to 12-month tenure is up to RM50,000.

Note that this is a conventional product. However, you can also apply for the Shariah-compliant version of the Maybank Balance Transfer Program. Click here for the Islamic Product Disclosure Sheet.

Do I need to pay a one-time upfront interest fee?

The interest rate for this balance transfer program may vary from time to time. Please see the table below for the latest one:

Tenure6 months
12 months9 months12 months24 months36 months
Interest Rate (p.a.)0%0%9.00%12.00%4.50%4.95%
Upfront Fee (one-time)1.88% on the approved amount3% on the approved amountNoneNoneNoneNone
Min TransferRM1,000RM1,000RM1,000RM1,000RM1,000RM2,000
Max TransferUp to RM50,000
Up to RM50,000Up to 90% credit limitUp to 90% credit limitUp to 90% credit limitUp to 90% credit limit

Click here for Maybank Balance Transfer Product Disclosure Sheet

Click here for Maybank Balance Transfer Terms and Conditions

Can I transfer debt from more than one credit card?

Yes, you can transfer your outstanding balance from up to three other banks with the Maybank Balance Transfer Program.

Who can apply for this balance transfer?

Only principal credit cardholders of Maybank are eligible to apply. Supplementary cardholders are not qualified.

How can I make the monthly payment?

You can always walk into any Maybank branch to make your monthly repayment. For your convenience, you can also make your repayments through Maybank2U online banking.

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