- To apply, you can choose to call RHB Customer Care Centre at 03-9206 8118 and request to apply for the RHB Smart Move Balance Transfer.
- Besides that, you can choose to walk in to the nearest RHB brances to speak to their friendly staff on duty to apply for this balance transfer plan.
- If you choose to complete the application form in your own time, you can fax it to 03-2782 8888 or email it to telesales_department@rhbgroup.com along with a copy of the other banks' latest credit card statement.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- RHB Smart Move Balance Transfer
Pay Over With Interest Rate At When You Transfer 12 months 7.3% p.a. and 4% one-time upfront handling fee from RM1000 18 months 8.67% p.a. and 7% one-time upfront handling fee from RM1000 24 months 10.22% p.a. and 10.99% one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Early Termination Fee
- None
How To Apply for RHB Smart Move Balance Transfer
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about RHB Smart Move Balance Transfer
Things you might want to know
Extend the repayments of your outstanding credit card balance by up to 2 years! With RHB Smart Move Balance Transfer, you get to save money while clearing your remaining credit balance.
How does RHB Smart Move Balance Transfer work?
RHB Smart Move Balance Transfer offers one-time interest rate as low as 7.30% p.a. and for up to 24 months when you transfer existing debt from other banks' credit cards to an RHB credit card. There will be a one-time upfront interest charge ranging from 4% to 10.99%, with a minimum balance transfer amount of RM1,000.
Can I opt not to make monthly repayments in full?
Yes, if your monthly budget is not enough, you can always choose to make the minimum repayment of 5% of your outstanding balance or RM50, whichever is higher.
What if I fail to pay my monthly instalments?
If you fail to make your monthly instalments, that'll defeat the whole purpose of taking up a balance transfer with a lower interest rate! In this case, the interest rate of your balance transfer will revert back to the highest limit of 18% p.a..
Are there any fees when I settle my debts early?
Luckily for you, there are no early settlement fees with RHB Smart Move Balance Transfer. So you can always settle your outstanding balance if you find enough cash on hand.
Apply for a Balance Transfer with one of these RHB Credit Cards
Get out of debt fast - enjoy 7.3% interest.
| Credit card image | Credit card name and benefits | Annual Fee | Minimum Annual Income | Apply Online |
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 | RHB Platinum Business MasterCardIf your world is business and your business is around the world, the RHB Platinum Business card is definitely for you. |
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 | RHB Platinum Business VisaIf your world is business and your business is around the world, the RHB Platinum Business card is definitely for you. |
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 | RHB Visa InfiniteWith RHB Visa Infinite you will discover endless indulgences that give you pleasure beyond measure to attain total wellness. |
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 | RHB Platinum MasterCardEasy reward points that last forever, free golf country club entry and preferred exchange rates at KLIA, all of these for your spending pleasure! |
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 | RHB Platinum VisaGet reward points that never expire on almost everything you spend on from dining to bill payment to garment purchases! Free travel insurance could be easily yours for free too. |
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 | RHB Visa SignatureAmazing rewards and exclusive privileges. Unlimited 1% cashback on overseas and online spending. |
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 | SOGO RHB Credit CardGet instant cash rebates and double your S-Points when you use your SOGO- RHB Credit Card on top of your S Card at SOGO. |
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 | MyEG-RHB Credit CardGet rewarded with 5X Reward Points when you pay your utility bills, renew your road tax, or use any existing MyEG services online or at the counter. |
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 | RHB World MasterCard Credit CardEnjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary travel privileges for golf, travel insurance and lounge access. |
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 | RHB Smart Value Visa CardNever need to worry about your travel insurance as you will be protected for coverage of up to RM100000. |
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 | RHB Smart Value MasterCardJust make your purchases convenient by waving your card for payment. What's more - enjoy travel insurance coverage of up to RM100000. |
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