- To apply, you can choose to call RHB Customer Care Centre at 03 9206 8118 and request to apply for the RHB Smart Move Balance Transfer.
- You can SMS BTCX to 66300 and a Customer Care personnel will help you with the application.
- If you choose to download and complete the application form in your own time, you can email it to [email protected] along with a copy of the other bank's latest credit card statement.
- Besides that, you can choose to walk in to the nearest RHB brances to speak to their friendly staff on duty to apply for this balance transfer plan.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- RHB Smart Move Balance Transfer
Pay Over With Interest Rate At When You Transfer 6 months 4.99% p.a. and 0% one-time upfront handling fee from RM1000 12 months 4.99% p.a. and 0% one-time upfront handling fee from RM1000 18 months 4.99% p.a. and 0% one-time upfront handling fee from RM1000 24 months 4.99% p.a. and 0% one-time upfront handling fee from RM1000 36 months 4.99% p.a. and 0% one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- Early Termination Fee
- None
How To Apply for RHB Smart Move Balance Transfer
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about RHB Smart Move Balance Transfer
Things you might want to know
Extend the repayments of your outstanding credit card balance by up to 3 years! With RHB Smart Move Balance Transfer, you get to save money while clearing your remaining credit balance.
How does RHB Smart Move Balance Transfer work?
Until 30 June 2020, RHB Smart Move Balance Transfer offers effective interest rates ranging from 8.50% to 9.29% p.a. for up to 36 months when you transfer existing debts from other banks' credit cards to an RHB credit card.
The interests applicable on your transferred amount will be charged a one-off 4.99% per annum. You can choose a tenure that meet your repayment capability, whether 6, 12, 18, 24 or 36 months, with a minimum amount you can transfer is RM1,000.
What if I don't make monthly repayments in full?
If you're facing difficulty with keeping track of your monthly budget, you can always choose to make a minimum repayment amount, which is calculated as 5% of your total outstanding balance.
Can I skip my monthly instalments?
You should exercise precaution in meeting your financial obligations as skipping even a month on your monthly instalment will cost you not only a prevailing interest charge of 18% p.a. on your outstanding balance, but also a 1% fee (or a maximum of RM100, whichever is higher) for late payment on your balance transfer account.
That's not all, late payment can also reflect poorly on your credit history, as captured in the CCRIS / CTOS / RAMCI, which could potentially affect your loan application.
Are there any fees when I settle my debts early?
Luckily for you, there is no early settlement fee with RHB Smart Move Balance Transfer. So you can always settle your outstanding balance if you find enough cash on hand.
Apply for a Balance Transfer with one of these RHB Credit Cards
Get out of debt fast - enjoy 4.99% interest.
| Credit card image | Credit card name and benefits | Annual Fee | Minimum Annual Income | Apply Online |
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 | RHB Visa InfiniteOffering golf and travel privileges, and unlimited air miles redemption. Plus, couple the journey with free airport lounge access and travel insurance. |
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 | RHB Visa SignatureA free-for-life travel and cashback credit card for mass affluent that gives free travel insurance, golf privileges and complimentary airport lounge access. |
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 | MyEG-RHB Credit CardGet rewarded with 5x Reward Points when you pay your utility bills, renew your road tax, or use any existing MyEG services online or at the counter. |
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 | RHB World MasterCard Credit CardEnjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, travel insurance and airport lounge access. |
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 | RHB Premier Visa InfiniteEarn 8x Reward points whenever you shop abroad! Enjoy unlimited airport lounge access and special airmiles redemption rate at zero annual fees. |
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 | RHB World MasterCard Credit Card-iEnjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, airport lounge access and flexible credit lines |
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 | RHB Cash Back MasterCard Credit CardGet up to 10% cashback when you spend on petrol, dining, utility, grocery and online food & grocery delivery - a credit card that meets your daily needs. |
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 | RHB Islamic Rewards Motion Code Credit Card-iThe Motion Code technology offers added security features, protection against online fraud and additional 3X Reward Points for online purchases. |
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 | RHB Rewards Motion Code Credit CardFeaturing The Motion Code technology with added security features at no extra cost, protection against online fraud & extra 3X Reward Points for online purchases! |
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 | RHB Cash Back Visa Credit CardGet up to 10% cashback when you spend on petrol, dining, utility, grocery and online food & grocery delivery - a credit card that meets your daily needs. |
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 | RHB Islamic Cash Back Credit Card-iA credit card that meets your daily needs - up to 10% cashback every month when spending on petrol, dining, utility, online food and grocery delivery! |
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 | RHB Islamic Rewards Credit Card-iUp to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Takaful Insurance and Shopping. |
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 | RHB Rewards MasterCard Credit CardUp to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Insurance and Shopping. |
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 | RHB Rewards Visa Credit CardUp to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Insurance and Shopping. |
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