Standard Chartered Balance Transfer PLUS

Reach out to the bank's representative by calling this number 1 300 888 888 to apply or visit the Standard Chartered website to find out more.

Looking for a balance transfer with low interest rates and longer repayment periods? With Standard Chartered Balance Transfer Plus, you get all that! Plus applying is free!

How does Standard Chartered Balance Transfer work?

Transfer your outstanding credit card balance from other banks to a Standard Chartered credit card. Just choose a period you would like to extend your repayment to such as 12, 18, 24 or 36 months with a minimum transfer amount of RM1,000.

Then take your time to clear your credit card debt within the chosen balance transfer period.

How will a balance transfer help me save money?

Instead of paying tiered credit card interest rates of 15% to 18% interest per annum on top of your monthly repayments, Standard Chartered Balance Transfer Plus offers you longer repayment periods at fixed interest rates of 5.99% per annum.

Is there a minimum amount to pay every month?

Standard Chartered Bank requires that you pay the full monthly instalments before each payment due date.

What if I fail to make the repayment?

The special balance transfer interest rate of up to 5.99% per annum (from 3.99% per annum) only applies to monthly payments made on time. If you are late on your payments or pay less than the full monthly instalment, Standard Chartered will impose tiered interest rates between 15 to 18% per annum on the remaining balance.

Can I make an early settlement?

Yes, you always have the option of settling your credit card debt earlier than the promised balance transfer period. However, you'll have to settle in full the outstanding principal and the accrued interest up to the next statement date.

Contact Standard Chartered customer service at 1300 888 888 to find out the amount you will need to pay.