UOB Balance Transfer

Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.

UOB Balance Transfer
Best Interest Rate
0% p.a.
Minimum Transfer
RM1,000
Max Duration
18 months
Related products
Choice of up to 0 cards

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and  3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and  4% one-time upfront handling feefrom RM1,000
18 months0% p.a. and  5% one-time upfront handling feefrom RM1,000

Fees & Charges

Minimum Monthly Payment
RM50 or 5% of outstanding amount
Early Termination Fee
RM100

How to apply

Stay afloat in the vast ocean of your credit card debts with UOB Balance Transfer.

To apply for UOB Balance Transfer plan, follow these simple steps:

  • SMS UOBBT to 66300. An UOB officer will call you within few days; OR
  • Drop a line to 24-hour UOB Call Centre; OR
  • Download the application form, complete it, and attach a copy of your other bank credit or charge card statements, then fax it to 03 2690 0002, or mail to:
UOB Card Centre, P.O Box 10253, 50708 Kuala Lumpur.

More Information

Tired of only chipping on your mounting credit card debt each month? Get great savings and low interest rates on your outstanding balance with UOB Balance Transfer.

How does UOB Balance Transfer work?

Transfer your outstanding credit card balance from other banks to your UOB credit card with UOB Balance Transfer. 

You’ll get to repay your debt at lower interest rates, with repayment tenures of up to 18 months. You’re allowed to transfer a minimum of RM1,000, up to 80% of the credit limit on your UOB account.

I am an existing UOB credit card holder. Can I apply for this balance transfer?

Yes, this offer is also valid for all new and existing principal UOB card members.

Is there an option of minimum monthly repayments?

If you think you're unable to make the monthly repayments in full, you can always opt to pay the minimum monthly repayment. Minimum monthly repayments are 5% of the outstanding balance or RM50, whichever is higher.

What if I fail to repay within the repayment period?

The outstanding balance will be subjected to interest rates of 18% p.a., which is also the highest interest rate your credit card can go.

Do I need to pay extra charges on early settlement?

If you decide to cancel your UOB credit card or terminate the balance transfer program, you will need to pay an early settlement fee of RM100.