UOB

UOB Balance Transfer

Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
RM50 or 5% of outstanding amount
Early Termination Fee
RM100

How To Apply for UOB Balance Transfer

Stay afloat in the vast ocean of your credit card debts

  1. To apply, send an SMS with UOBBT to 33310. An UOB officer will call you within few days.
  2. The other way is to call UOB 24 hour call centre at 03-26128 121.
  3. You can also download the application form, complete it, and attach a photocopy of your other bank credit or charge card statement and send via mail to:
UOB Card Centre, P.O Box 10253, 50708 Kuala Lumpur.

Frequently Asked Questions about UOB Balance Transfer

Things you might want to know

Tired of only chipping on your mounting credit card debt each month? Get great savings and low interest rates on your outstanding balance with UOB Balance Transfer.

How does UOB Balance Transfer work?

Transfer your outstanding credit card balance from other banks to your UOB credit card with UOB Balance Transfer. You’ll get to repay your debt at lower interest rates, with repayment tenures of up to 18 months. You’re allowed to transfer a minimum of RM1,000, up to 80% of the credit limit on your UOB account.

I am an existing UOB credit card holder. Can I apply for this balance transfer?

Yes, this offer is also valid for all new and existing principal UOB card members.

Is there an option of minimum monthly repayments?

If you think you're unable to make the monthly repayments in full, you can always opt to pay the minimum monthly repayment. Minimum monthly repayments are 5% of the outstanding balance or RM50, whichever is higher.

What if I fail to repay within the repayment period?

The outstanding balance will be subjected to interest rates of 18% p.a., which is also the highest interest rate your credit card can go. Period.

Do I need to pay extra charges on early settlement?

If you decide to cancel your UOB credit card or terminate the balance transfer program, you will need to pay an early settlement fee of RM100.

Read More

Apply online now for UOB Balance Transfer

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