11 Oct - 3 min read
“Your health is your wealth” is a popular saying. And it’s closer to the truth than you think. If you’re serious about keeping your finances in good health, it’s important to do the same for your body too.
Why? Because your health and medical condition can negatively affect your personal finances in ways you may not realise. There are in fact, three major medical conditions that are more likely to impact your finances much more than others:
What is more worrisome is that you can have two out of these three conditions without ever noticing any outward symptoms.
#### It Costs More to Keep Yourself Healthy
Hypertension and high cholesterol, if left ignored for long enough, can eventually require expensive medication to keep them under control. These expenses also tend to be recurring, and managing these conditions will be long-term.
These conditions can contribute to poor stamina and a lower level of focus which will affect your ability to be productive. Not only will your performance at work be affected, sufferers of these conditions also tend to have less energy to carry out day-to-day tasks, and will therefore be more likely to spend more on convenience services (food delivery, ridesharing, cleaners, etc), thus creating a vicious cycle that worsens your condition
Serious critical illnesses are not the only things that can drive your premium up. Medical conditions like the three described above can also make insurers drive up your premium, limit your coverage, or even decide not to cover you at all.
That being said, Allianz has a plan specially designed for those who suffer from High Cholesterol, High Blood Pressure, and High Body Mass Index. The basic coverage provides protection against Death as well as Total and Permanent Disability (TPD), and there is also an optional rider which can protect you against 4 major critical illnesses associated with these 3 High conditions.
Allianz 3H Cover will protect you in four key ways:
Do you or somebody you know have one or more of these three High conditions? Then, you may want to learn more about Allianz 3H Cover, check out their official website now.
Subscribe to our exclusive weekly newsletter and we’ll bring you the week’s highlights of financial news, expert tips, guides, and the latest credit card and e-wallet deals.
Stay tuned for what’s to come next in the personal finance world