Q: What is The RinggitPlus Combo Campaign about?
The RinggitPlus Combo Campaign rewards you for making new credit card and personal loan applications via RinggitPlus. Approved applications with any of four participating banks will guarantee exciting campaign gifts and a chance to win our sweepstakes prize!
Q: Which banks are part of The RinggitPlus Combo Campaign?
The four participating banks are:
|For Credit Card Applications||For Personal Loan Applications|
|Standard Chartered |
Q: What are the gifts offered under The RinggitPlus Combo Campaign?
Successfully apply and be approved for a credit card or personal loan under The RinggitPlus Combo Campaign and here’s what you can get:
|Credit Card or Personal Loan||Free Campaign Gifts|
|Citibank Credit Card||Google Home Mini + Deerma Air Humidifier|
|Standard Chartered Bank Credit Card||Lenovo Tablet + JBL GO 2|
|RHB Credit Card||2x Xiaomi Mi Band 3|
|HSBC Credit Card||Vivo Phone Y91i + Vivo Speaker|
|RHB Personal Loan||Reebok Spindrop Unisex Watch|
Most exciting of all, you will also be in the running for the chance to win our grand sweepstakes gift. We’ll be giving away one Proton X70 to the lucky winner of our grand sweepstakes draw – yes, you stand the chance to win an actual car!
Q: How do I apply?
It’s really simple. Just apply for a qualifying credit card or personal loan (as stated on the individual banks' T&C) on ringgitplus.com during The RinggitPlus Combo Campaign period (26 February 2019 – 29 March 2019).
Q: How long is the approval process?
Each bank has different processing timelines for different products, and thus it is at the bank’s discretion. Customers will be notified by the bank once the bank has started processing their applications.
Q: How and when can I get The RinggitPlus Combo gifts?
For credit cards, you will be eligible for your gift after your card is approved, received, and activated. For HSBC credit cards, you have to spend a minimum of RM1,000 within 60 days of your card approval date to be eligible for your campaign gift.
For personal loans, you will be eligible after your loan has been approved and disbursed.
Once the bank has notified RinggitPlus of the card activation or loan disbursement, RinggitPlus will send your gift to you within 28 working days.
Q: If I apply for more than one credit card or personal loan, can I get multiple gifts?
Yes, you can get more than one campaign gift if you get your credit card approved and activated or personal loan approved and disbursed from the different participating banks. However, if you are making multiple applications from the same bank, you will only receive one set of The RinggitPlus Combo Campaign gifts once you activate your card or have your loan disbursed.
Q: I already have a credit card or personal loan with one of the banks. Am I still eligible for the gifts if I apply for another card with the same bank during this campaign?
You will not be eligible if you already have a credit card with the bank you are applying from.
Q: How will the sweepstakes draw work?
To be in the running for the grand sweepstakes prize, you will have to have your credit card or personal loan approved and activated or disbursed by 31 May 2019. RinggitPlus will be doing a live show of the draw session in June 2019, where we announce the lucky winner of a brand-new Proton X70!
Q: If my application is rejected, am I still eligible for any gifts?
No. Only applications which have been approved by the banks are eligible for gifts from The RinggitPlus Combo Campaign.
Q: How long will this promotion be available?
The RinggitPlus Combo Campaign will run from 26 February 2019 to 29 March 2019.