Get Free Phones, Tablets, Bluetooth Speakers, and More With RinggitPlus!

Every month, we update our list of products that you can get for free when you sign up for a credit card, personal loan, or insurance with us. Check out what's in store this month!

RinggitPlus has always strived to provide value to our customers. Since its inception, we have worked hard to live up to our motto, "Duit The Easy Way". We do this with our robust comparison tool to compare the many credit cards, loans, and insurance policies available in Malaysia, ensuring you choose the best product for your needs.

On top of that, if you apply for the financial product through RinggitPlus, we sweeten the deal by offering attractive sign-up offers! These gifts are manually curated and regularly updated to be as attractive as possible.

To make it easy for you, we have set up this page to showcase all the sign-up offers and gifts that you stand to get simply by applying for any financial product (credit card, insurance, personal loans) available at The gifts vary depending on the product, and this page will be updated whenever there are new sign-up offers.

Free Gifts for February and March 2019

Here is the list of sign-up offers and gifts you can expect to redeem when you apply for our products:

Google Home Mini

The Home Mini is a compact and convenient Bluetooth speaker that is equipped with your very own Assistant (Google Assistant). You’ll be able to enjoy it in the comfort of your home by using Google Assistant to turn on tunes, dim the lights, and turn on your favourite TV show by using voice command.

Get the Google Home Mini with a Deerma Air Humidifier when you sign up for a Citibank credit card!

Deerma Air Humidifier

Deerma released one of the highest rated air humidifiers that can last up 12 hours. You can now enjoy a high volume of mist at a low level of noise in your personal space. The humidifier also acts as a home decoration with its modern and stylish design. 

Enjoy a pleasant aromatic experience when you sign up for a Citibank credit card, together with a free Google Home Mini!

Lenovo Tab 7 Essential

This Lenovo tablet is a perfect choice for a shared family device due to its personalisation options, but also a great selection for your individual device. Boasting a slim and light profile at 8.8mm thick and 254 grams, it's a convenient tablet choice for anyone.

Don’t miss out on this amazing gift, apply for a Standard Chartered Bank credit card and you'll get this together with a JBL GO 2!


The JBL Go is one of the most well-rounded ultra-compact speakers on the market. It is water resistant and drop-proof, and even has a speakerphone function to allow you to control your voice assistant or take calls. 

Together with a Lenovo Tab 7, own one of the JBL GO 2 by applying for a Standard Chartered Bank credit card!

Xiaomi Mi Band 3

Xiaomi’s line of fitness-trackers has always been one of the most popular in the market. You’ll be able to track your heart rate, steps, distance walked, calories burnt, and even get message notifications when you link your Mi Band 3 to the Mi Band app. 

Cop yourself a pair of Mi Band 3 to start tracking your daily workouts when you apply for a  RHB credit card.

Vivo Phone Y91i

The Vivo Y91i is an affordable smartphone powered by Qualcomm Snapdragon 439 chipset. The smartphone comes with a 6.22-inch screen size and 2GB RAM for 16GB internal storage. On top of that, the battery capacity is great for those who enjoy gaming, watching movies, or listening to music on their phone. The body is made of plastic, which makes it extremely lightweight.

Get your hands on your very own Vivo Phone Y91i and an accompanying speaker by applying for with a  HSBC credit card.

Vivo Speaker

The Vivo speaker is shaped like a robot, it is able to connect to any audio devices with wires attached to the back of the speakers. The unique shape of this speaker catches the attention of many users, having the loud speaker right behind the head of the robot, and a volume button attached to the back of its foot to adjust the volume of your audio.

Get the Vivo Speaker for free when you apply for the  HSBC credit card - together with your shiny new Vivo Y91i!

Reebok Spindrop Unisex Watch

The Spindrop is one of those everyday wear watches that complements any casual or sporty style. It comes with quality silicone strap and special coating for a softer velvet feel. It's the perfect accessory to add to an outfit no matter the wearer. 

Get yourself a Reebok Spindrop Unisex Watch worth RM250 when you apply for a  RHB personal loan!

3 Simple Steps To Get These Products For Free

As we mentioned earlier, these sign-up gifts are given to all who successfully apply for a financial instrument on RinggitPlus. Once the respective banks approve your application, these gifts are yours. You should still check each participating banks T&Cs, but don't worry - there are no lucky draw/lucky dip mechanisms here! Get more for your money with RinggitPlus.

Just follow these steps:

Step 1

Apply for the selected product that provides the gift you want, which will only take you a maximum of 10 minutes. Don't forget to provide the relevant documents for the application.

Step 2

After your application is submitted, just sit back and wait for the bank to process and approve your application. Don't worry, it will be a short waiting period.

Step 3

Once your application has been approved, we will send an email containing the financial institution's approval and the redemption code for your gift. From there, you can redeem and enjoy your gift.

See, it isn't difficult. Apply, Get Approved, and Redeem.

Should you have any queries whatsoever, you can always contact us via email ([email protected]) or phone (0378900808).


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