Debt Management

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Debt Management
What Does it Mean to Be a Guarantor?
- 18th December 2014
Many readers have asked us about what it means if they have agreed to be a guarantor for someone. In this article we answer that question and give you some advice on what you should do if you are thinking of becoming a guarantor.
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Debt Management
Should You Buy a Car or a House First?
- 20th November 2014
Many fresh grads starting out will be asking this question - should they buy a house or a car first? The answer, may not be so simple. We take a look at the pros and cons for each option.
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Debt Management
The Biggest List of Money Saving Tips on the Web
- 21st October 2014
The internet is filled with money saving tips for many different areas in your life but why trawl hundreds of webpages to find them? We've compiled some of the best money saving tips (some of these may be familiar) in one place!
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Debt Management
Should you Apply for a Balance Transfer Programme to Cut your Credit Card Debt?
- 3rd October 2014
Are you up to your eyeballs in credit card debt? A balance transfer could help you escape from crushing compounding interest, but is it the best solution? Read our tips for choosing Balance Transfer credit cards.
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Debt Management
Debt
- 15th September 2014
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
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Debt Management
Can a balance transfer cut your credit card debt?
- 9th July 2014
There may be times where you find yourself deep in debt and paying your credit card bill becomes a challenge. If this speaks to you, a balance transfer may just be what you're looking for.
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Debt Management
Things You Didn’t Know Can Help Reduce Your Credit Card Payment
Desiree Nair
- 14th March 2017
We’ve got a few ideas up our sleeves to help you bring down that bill and possibly even make future payments much more affordable!
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Debt Management
Cash Advance on Your Credit Card? Here’s What You Need to Know.
Diana Chai
- 5th July 2019
There are days when you need cash on the double and most (if not all) credit cards have this option. But before you run to your ATM; here are some things to think about.
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Debt Management
Public Bank Extended Moratorium: Flexible Arrangements To Reduce Loan Instalments Until End-2021
Jacie Tan
- 7th August 2020
Public Bank has released the details of its Covid-19 assistance for those who will still be in financial […]
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Debt Management
Clearing Your Debts: Which Loan Should You Pay Off First?
The RinggitPlus Team
- 29th December 2021
All individuals will – at some point in their lives – have to take out a loan to […]