We used to go everywhere together, my friend and I; movies, shopping, dining and even holidays. I loved being around her; she made me feel complete. When I was short on cash, she offered help. Then she betrayed me - who is she? My credit card
Education and Research Association for Consumers, Malaysia (ERA)'s My First Ringgit program, is part of their on-going Stretching Your Ringgit series, a financial education initiative aimed at kindergarten children between the ages of 4 and 6 years.
Students are graduating from university with huge levels of debt. While it’s disheartening to see young Malaysians carry financial burdens we can’t help but wonder what drove them to spend more than they could afford?
Your favourite clothing brand goes on sale. A week-long overseas vacation. That latest gadget that you just have to own. Another party to celebrate another weekend. And how do we pay for all of these? With our credit cards, of course!