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Latest Articles

BLR to Base Rate: What Does This Mean For Your Home-Buying Dreams?

Diana Chai

- 8th January 2015

As of January 2, 2015; home loans are pegged against an internal base rate as opposed to the Bank Negara set Base Lending Rate. But what does this change mean for your home-buying dreams?

Loans

What Does it Mean to Be a Guarantor?

Diana Chai

- 18th December 2014

Many readers have asked us about what it means if they have agreed to be a guarantor for someone. In this article we answer that question and give you some advice on what you should do if you are thinking of becoming a guarantor.

Loans

Debt

Balkish Rosly

- 15th September 2014

Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?

Loans

5 Things You Need To Know When Financing Your Car

ringgitplus

- 29th August 2014

Do your research before heading out to the car dealership! Here's a checklist of things to look out for when shopping for a car loan - get the best interest rates, pay affordable instalments, and look out for late payment charges!

Loans

Your Credit Score – The Deciding Factor On Your Loan Approval

ringgitplus

- 9th July 2014

The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.

Loans

How to buy a house for the first time

ringgitplus

- 5th December 2013

Buying a home for the first time can be both exciting and intimidating. Check out our all-you-need-to-know guide on home loans.

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Loans

5 Things to Know About Car Loans

Desiree Nair

- 23rd January 2019

If you're planning to buy a car; you're going to need a car loan (unless you've got a lot of money in the bank)! We give you a nutshell guide on the 5 things you need to know!

Loans

What Car Can You Afford Based On Your Salary?

Alex Cheong Pui Yin

- 10th August 2023

Buying a car is, without doubt, a big investment; for many Malaysians, it’s quite likely the second most […]

Loans

Malaysia Bank Moratorium: Why You Should Opt For The 6-Month Deferment For ALL Loans (Updated)

Pang Tun Yau

- 6th May 2020

EDITOR’S NOTE: This article refers to the 2020 loan moratorium, and the information here may be outdated. Please […]

Loans

Malaysia Loan Moratorium 2021 Guide: Should You Take The 6-Month Deferment For Your Loans?