Love 'em or hate 'em you can't ignore the fact that credit cards are just about the handiest tool the bank gives you to handle your money - but how do you keep your spending in control and your costs down?
Your favourite clothing brand goes on sale. A week-long overseas vacation. That latest gadget that you just have to own. Another party to celebrate another weekend. And how do we pay for all of these? With our credit cards, of course!