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How Do Banks and Lenders Decide if You’re Creditworthy?
- 7th September 2017
Ever wondered what banks and lenders look at before deciding to approve your credit card or loan application? Find out now!
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6 Ways to Get Financing Even With Bad Credit
- 31st October 2016
Need to get your hands on a bit of money but find yourself saddled with poor credit? Find out how you can access the cash you need from these alternative sources.
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Buying a House in 4 Simple (But Not So Easy) Steps
- 30th May 2016
Buying a house for the first time and not sure what to do, where to go, or how to get started? We have your guide right here.
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5 Practical Reasons to Own Credit Cards
- 19th January 2016
Five practical reasons to have credit cards at your disposal to overcome some daily financial challenges and aid in planning
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5 Signs That Show You Are Ready For a Credit Card
- 14th May 2015
Owning a credit card may be high on a young worker's to-do-list. However will you be able to handle it properly? Here are 5 signs that will show you if you're ready for a credit card.
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What You Need to Know When Cancelling Your Credit Card
- 20th September 2014
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
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10 Reasons To Own A Credit Card
- 10th September 2014
Having a credit card is very much like owning a sharp tool - dangerous in the wrong hands, but a very useful financing tool if used for the right purposes.
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Credit Score
10 Reasons To Own A Credit Card
- 10th September 2014
Having a credit card is very much like owning a sharp tool - dangerous in the wrong hands, but a very useful financing tool if used for the right purposes.
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Your Credit Score – The Deciding Factor On Your Loan Approval
- 9th July 2014
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
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What can I do to improve my Credit Report?
- 22nd May 2014
Bad debt weighing you down? Keep calm and read on for our tips on how to improve your credit report.
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What You Need to Know When Cancelling Your Credit Card
Diana Chai
- 20th September 2014
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
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Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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What Do Banks Really Look For In Your Loan Application?
Desiree Nair
- 7th June 2023
Need a loan? Then you might be curious about what lending banks are concerned with when considering your application.
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Why Was Your Personal Loan Not Approved?
Desiree Nair
- 10th October 2018
Have you tried applying for the one loan that will solve your problems – and been rejected? Here are some of the reasons why this happened to you and what you can do from there.