So you you've heard about Personal Loans but you don't actually know the basics and don't want to ask at the bank because they'll just try to hard sell you. Read the RinggitPlus.com quick guide to Personal Loan basics.
Your favourite clothing brand goes on sale. A week-long overseas vacation. That latest gadget that you just have to own. Another party to celebrate another weekend. And how do we pay for all of these? With our credit cards, of course!