Capital by Boost Credit

Expand your business with Capital by Boost Credit with up to RM100,000 financing with cash in your account within 48 hours upon approval.

Capital by Boost Credit
Up to 1 year
Profit Rate
from 18% p.a.
Financing type
Unsecured islamic financing
Profit Type
Flat profit rate
Approval in
48 hours

Profit rates

How much the bank charges you based on your financing amount & financing period

Financing ValueFinancing periodAnnual Sales TurnoverProfit Rate
RM1,000 - RM100,000up to 12 monthsRM -18% p.a.

Fees & Charges

Profit Rate / APR
18% p.a.
Wakalah Fee
Early Termination Fee
Zero termination fee with 1 month termination notice
Late Penalty Fee
 1%  from current outstanding amount, maximum and as per Shariah


Minimum Company Age
0.5 year
Malaysian Ownership
Who can apply
  • Malaysian Registered Companies. Business nature needs to be Shariah-compliant
  • Micro Enterprise,SME

More Information

Looking for ways to improve your business cash flow? Need a business loan with fast approval? Capital by Boost Credit is the right choice of micro-financing for you.

What can I get from Capital by Boost Credit?

During these trying times of COVID-19 and the recession happening locally and globally, Boost Credit (formerly known as Aspirasi) by Boost Holdings Sdn Bhd understands the struggles to keep your business running.

Capital by Boost Credit is a working capital financing that offers a competitive rate at a higher financing margin that will help local MSMEs ease business cash flow in a timely manner. 

Successful applicants get financing amount in just 2 working days!

This financing offers an end-to-end digital application and instant financing decisions, so you don't waste any time!

You can only apply for one Capital business financing at a time and over the course of its repayment period.

What are the requirements to apply for Capital by Boost Credit?

This financing is applicable only for businesses that adhere to Shariah-compliant activities as it is a Shariah financing based on the concept of Commodity Murabahah.

If your business activity belongs to any of the industries listed down below, you are not eligible to apply for this SME financing:

  • Travel agency
  • Construction
  • General contractor
  • Oil and gas
  • Entertainment
  • Car dealers
  • Gold and jewellery
  • Non-Shariah businesses such as selling alcohol, pork etc.

Other than that, this financing is offered to a Malaysian-controlled company, with at least 51% of national ownership. One of your directors/owners must be aged between 18 to 65 years old during application.

Your company must also have been operating for a minimum of 6 months, with Experian i-Score Risk Grade Fair of 5 and above to qualify for this SME financing application.

How much can I apply and how long is the tenure?

The minimum amount that you can apply is RM1,000 and the maximum amount is RM100,000, with a repayment tenure of 12 months.

The profit rate offered by Capital is 1.5% per month, which brings a total of 18% per annum flat for 12-month tenure.

How fast can I get my money?

You can expect to get the approved money within 2 working days (48 hours) directly credited, provided you have completed the application with all required documents submitted.

Is a guarantor or collateral needed?

No, you are not required to provide both as this is unsecured business financing.

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