MIDF/MBSB Women (Independent) Entrepreneurs (M-WiSE)

MIDF M-WiSE, in support of MBSB Bank, is a financial solution that helps you grow your woman-owned SME business to further heights with financing of up to RM1 million, up to 100% margin of financing and up to 10 years of tenure.

MIDF/MBSB Women (Independent) Entrepreneurs (M-WiSE)
Up to 10 years
Interest Rate
from 3% p.a.
Loan type
Unsecured loan
Interest Type
Variable interest rate

Interest rates

How much the bank charges you based on your loan amount & loan period

You borrowLoan periodAnnual Sales TurnoverInterest Rate
RM50,000 - RM1,000,00012 to 120 monthsRM -3% p.a.

Fees & Charges

Interest Rate / APR
As low as 3% p.a. depending on loan amount and period
Stamp Duty


Minimum Company Age
2 years
Malaysian Ownership
51%  at the least and must be held by a Malaysian woman/women, or a CEO/MD who is a Malaysian woman who owns at least 10% equity
Who can apply
  • Malaysian Registered Companies. Specially for companies in Manufacturing, Manufacturing Related Services (MRS) and Services sectors

More Information

What can I get from MIDF/MBSB Women SME Entrepreneurs (M-WiSE)?

This business financing known as M-WiSE offers you borrowing amounts between RM50,000 to RM1,000,000 at a profit rate of 3% per annum (monthly rest) for up to 10 years worth of tenure and up to 100% margin of financing.

What can I finance with M-WiSE?

Small women-owned business entrepreneurs from sectors particularly Manufacturing, Manufacturing Related Services (MRS), and Services can avail themselves of this business loan for working capital purposes as well as machinery and equipment purchasing.

Who can apply for MIDF/MBSB Women SME Entrepreneurs financing?

First of all, your business must be registered with SSM and have been operating for at least 2 years. Your company must also have at least 51% equity held by a Malaysian woman/ women or a CEO/ MD who is a Malaysian woman who owns at least 10% equity.

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