RHB SME Financing Online

Apply business loan to fund for your working capital and get your money within 5 working days through fast and simple RHB SME Financing Online

    • Financing up to RM500k
    • Up to 5 years tenure
    • Unsecured Loan
    • 2 days approval
  • Borrow: RM 
    How Long: years
    My monthly sales turnover: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

RM 0 to RM300K in two days!

RM 0 to RM300K in two days!

Apply online now for RHB SME Financing Online

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodAnnual Sales TurnoverInterest Rate
RM50000 - RM5000006 to 60 monthsRM500000 to 350000005.29 - 9.95% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 5.29% p.a. to 9.95% p.a. , depending on loan amount and period
Processing Fee
Stamp Duty
0.5% of the whole amount
Early Termination Fee
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this business loan?

Minimum annual sales turnover
Maximum annual sales turnover
Minimum company age
2 years
Who can Apply
  • Malaysian Registered Companies
  • Wholesale & Retail Sector
  • Business Services Sector
  • SME
Malaysian Ownership

Frequently Asked Questions about RHB SME Financing Online

Things you might want to know

What should I know about RHB SME Financing Online?

Running a business, even for a small one, requires large capital to manage the operations, marketing, payroll and many more. RHB SME Financing Online is a working capital loan that can help expand your business and boost your company cash flow.

If you are a business owner, just starting up or stabilizing, RHB offers the fastest and simplest way to apply for this business loan via online application. Plus, you don't need to provide collateral, and the only minimum document is required upon application.

How much can I borrow from this SME business loan?

The minimum amount you can borrow from RHB SME Financing Online loan is RM50,000, up to maximum RM500,000, at flat interest rates between 5.29% p.a. to 9.95% p.a. This SME business loan can be repaid over flexible tenures between 6 to 24 months.

How fast can I get my money after application?

You can expect to receive your fund within 5 working days, provided you have completed the application, passed the assessment and get approved by RHB. By applying via RinggitPlus, you are already one step closer to getting your cash.

Who is eligible to apply for this SME business loan?

You must be a business owner to qualify for this business loan. Your business or company must be in operation for a minimum of 2 years. Other than that, your shareholders, directors and partners must also be 100% national citizen and hold a MyKad. 

What's more interesting, you have higher chances of getting your business loan application approved if your business is within the wholesale & retail, and business services sectors.

What documents do I need to prepare for this SME business loan application?

Applying for RHB SME Financing Online is very simple because there is a minimum document required such as:

  • Copy of NRIC of all directors and shareholders (for a company), and owners and partners (for individuals)
  • Latest 6-month bank statement of main operating bank

Once you get approved by RHB, please also prepare documents below to speed up the loan disbursement:

  • Original copy of all bank statements submitted
  • Original copy of M&A, Form 24, Form 44 and Form 49
  • NRIC of all guarantors
  • Loan acceptance documents
  • Original invoice(s) or purchase order(s) of 2 key buyers or suppliers

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