Best Bumiputera Business Loans in Malaysia 2021

Fund your usahawan aspirations with bumiputera enterpreneur loans from Malaysian banks and DFIs. Enjoy lower profit rates on government loan schemes for micro enterprises and small businesses, with majority bumiputera ownership.

SME Bank Business Accelerator Program
Profit Rate
from 4% p.a.
Annual Turnover
min. RM300k
MIDF Soft Loan Scheme for Small & Medium Enterprises
Interest Rate
from 4% p.a.
Annual Turnover
RM300k - RM50m
UOB BizMoney
Interest Rate
from 6.48% p.a.
Annual Turnover
min. RM300k
SME Bank Small Business Financing
Profit Rate
from 8% p.a.
Annual Turnover
min. RM150k
Bank Rakyat Skim Pembiayaan Mikro-i MUsk
Profit Rate
from 12.56% p.a.
Annual Turnover
up to RM300k
Bank Rakyat Skim Pembiayaan Mikro-i MEF
Profit Rate
from 8.25% p.a.
Annual Turnover
up to RM300k

Agrobank Term Financing-i
Profit Rate
from 11% p.a.
Annual Turnover
RM300k - RM15m
RHB SME Online Financing
Interest Rate
from 8.45% p.a.
Annual Turnover
RM500k - RM25m
Aspirasi Capital Plus
Profit Rate
from 18% p.a.
Annual Turnover
RM -
BSN Microplus
Interest Rate
from 8.45% p.a.
Annual Turnover
RM300k - RM50m
MIDF SME Emergency Fund
Interest Rate
from 3% p.a.
Annual Turnover
RM300k - RM50m
BSN Micro TemanMesra
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m

BSN Micro TemaNiaga
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
HSBC Working Capital Term Loan for SME
Interest Rate
from 9.89% p.a.
Annual Turnover
min. RM500k
IVC Business Loan
Interest Rate
from 18% p.a.
Annual Turnover
RM -
BSN Micro TemaNiaga-i Tawarruq
Profit Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m