Best Bumiputera Business Loans in Malaysia 2023

Fund your usahawan aspirations with bumiputera enterpreneur loans from Malaysian banks and DFIs. Enjoy lower profit rates on government loan schemes for micro enterprises and small businesses, with majority bumiputera ownership.

Alliance Bank Digital SME Loan
Interest Rate
from 5.9% p.a.
Annual Turnover
RM50k - RM30m
UOB BizMoney
Interest Rate
from 5% p.a.
Annual Turnover
min. RM1m
Avex Credit
Interest Rate
from 12% p.a.
Annual Turnover
min. RM100k
RHB SME Online Financing
Interest Rate
from 8.45% p.a.
Annual Turnover
RM500k - RM25m
Capital by Boost Credit
Profit Rate
from 18% p.a.
Annual Turnover
RM -
MIDF SME Emergency Fund
Interest Rate
from 3% p.a.
Annual Turnover
RM300k - RM50m

HSBC Working Capital Term Loan for SME
Interest Rate
from 9.89% p.a.
Annual Turnover
min. RM500k
BSN Micro TemaNiaga-i Tawarruq
Profit Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
Bank Rakyat Skim Pembiayaan Mikro-i MUsk
Profit Rate
from 12.56% p.a.
Annual Turnover
up to RM300k
IVC Business Loan
Interest Rate
from 18% p.a.
Annual Turnover
RM -
Bank Rakyat Skim Pembiayaan Mikro-i MEF
Profit Rate
from 8.25% p.a.
Annual Turnover
up to RM300k
Agrobank Term Financing-i
Profit Rate
from 11% p.a.
Annual Turnover
RM300k - RM15m

SME Bank Small Business Financing
Profit Rate
from 8% p.a.
Annual Turnover
min. RM150k
SME Bank Business Accelerator Program
Profit Rate
from 4% p.a.
Annual Turnover
min. RM300k
BSN Microplus
Interest Rate
from 8.45% p.a.
Annual Turnover
RM300k - RM50m
BSN Micro TemanMesra
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
BSN Micro TemaNiaga
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
MIDF Soft Loan Scheme for Small & Medium Enterprises
Interest Rate
from 4% p.a.
Annual Turnover
RM300k - RM50m