What is the ACE Jerneh Comprehensive Motor Insurance?
This is a comprehensive car insurance policy from ACE Jerneh that will have you covered against any liability towards other pedestrians and motorists for injury, death, or damage to their property.
Not only that, your own car is not left in the dust. You'll also be able to claim for damages arising from accidents on the road, fire damage, and most frightening of all - if your car has been stolen!
Are there optional benefits I can add-on?
There's a few options to choose from here, but of course, you will have to pay a higher premium:
- Windscreen damage
- Legal liability of passenger
- Legal liability to passenger
- Damage arising from flood and landslide (special peril)
- Strike Riot and Civil Commotion
- Additional named driver
How long is my protection period?
Your policy contract can last for one year. However, if you wish to cover for less that one year to coincide with the renewal of your road tax, you are allowed to do so!
Can someone not named in my car insurance policy be covered if involved in an accident?
In this case, if there are repairs or replacement pairs needed for your wrecked car, you will first have to pay an excess of RM400.
What other exclusions do I have to know?
The ACE Jerneh Comprehensive Motor Insurance will not cover for your injuries or death due to a motor accident - If you want to have this extra protection, ACE Jerneh is also offering the Premium DriveCare, a complete personal accident insurance plan especially for when you're on the road.
While car damage due to flood or landslide is not automatically covered, as mentioned above, you can opt for the special peril add-on benefit.