What is ACE Jerneh Third Party Motor Insurance?
ACE Jerneh Third Party Motor Insurance provides insurance against liabilities to other parties for injury or death, damage to other parties’ property.
How do I submit a claim if I get into an accident?
Complete the claims form and submit it to ACE Jerneh Head Office or any of their Branch Offices for immediate attention.
How fast does ACE Jerneh settle damage repair claims?
ACE Jerneh approves damage repair claims within 3 days for non-severe damage upon receipt of the repair estimate/notification and within 5 days for extensive damage.
How is my motor insurance premium calculated?
The total premium that you have to pay varies as it depends on your no-claim-discount ( NCD) entitlement and underwriting requirements of ACE Jerneh Insurnce.
What is excess or deductible level and how is it decided?
Excess means your share of contribution of the auto claims. The excess of ACE Jerneh Comprehensive Motor Insurance is RM400. This means in the event that your total claim is RM1,500, ACE Jerneh Insurance Berhad will only pay RM1,100 for the claim while you are responsble for the remaining RM400. Besides the compulsory excess of RM400, you are also liable for additional excess if your vehicle is being driven by the following persons:
- Below 21 years old
- L license holder
- P license holder
- Unnamedd driver
Am I insured for events such as floods, landslides, and riots?
Unfortunately, Third Party Motor Insurance does not provide this coverage. Keep your prized set of wheels protected by extending your coverage to a Comprehensive Motor Insurance.