Underwritten by AIA Bhd.

AIA Comprehensive Commercial Vehicle Insurance

Insure your commercial car or van from accidents, fire damage, and theft! Additionally, have complete protection against liability towards third party individuals.

    • Up To 25% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

How To Claim

Who do I call to make a claim or state an emergency?

AIA Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Not coveredCoveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Not coveredCoveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Not coveredCoveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Not coveredCoveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Not coveredCoveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Not coveredCoveredNot covered

Frequently Asked Questions about AIA Comprehensive Commercial Vehicle Insurance

Things you might want to know

What is AIA Comprehensive Commercial Vehicle Insurance?

If you have a business and you need to make deliveries, collect inventory, or simply need to transport your workers around, having a comprehensive commercial vehicle insurance from AIA seems like a sound financial decision for your business.

This motor insurance policy will cover for vehicles with only "C" permit pick-ups or a van of up to 3 tons carrying non-hazardous goods. You will be protected against any loss or damage to your vehicle due to a break-in, fire, or motor collision.

Additionally, you will also be protected against liability towards other road users for their injuries, death, and damages to property.

So will my policy provide roadside assistance?

If you encounter a problem with your car while on the road, Accident Assist is just a phone call away! This is a service provided by the Malaysian Insurance and Takaful industry to help with roadside repairs such as a punctured tyre or a stalled engine. 

This service is available to road users 24-hours a day, and will be able to provide you with answers regarding making insurance claims.

What are the additional benefits of this motor insurance?

With the AIA Comprehensive Commercial Vehicle Insurance, you will have the option to complement your policy with following add-on benefits:

  • Windshield cover
  • Passenger liability cover
  • Damages casued by acts of nature, such as flood, storm, and landslide
  • All drivers cover, only available for insured organisations

How do I submit a claim to AIA?

If you need to make a claim with AIA, you can call up Accident Assist hotline and they will be able to guide you through the process.

How much premium must I pay?

When deciding on your premium amount, there are a few things to look at, such as your car model, car age, your age, NCD entitlement, and claims experience.

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