What is AIA Comprehensive Private Car Insurance?
You can't simply pay for car repairs and part replacements with loose change - they can costs a few months' wage, especially if you car was involved in a major accident. This motor insurance from AIA will provide insurance for loss or damage to your vehicle caused by fire, a break-in, or accident.
Being a comprehensive insurance policy, you will also be protected against liability towards other pedestrians and motorists from injury, death, and damages to their car and property.
So will my policy provide roadside assistance?
Breakdown or accident on the way to work? Enter Accident Assist, a public service introduced by the Malaysian Insurance and Takaful sector for efficient roadside assistance for quick repairs, available to you 24-hours a day!
Accident Assist will go above and beyond by providing towing services, and answers to frequently asked questions about making motor insurance claims with AIA.
What are the additional benefits of this motor insurance?
You may purchase the following add-on benefits:
- Windscreen damage
- Passenger liability cover
- Special peril damage or loss arising from an act of nature, such as flood, storm, and landslide
- Riot, strike and civil commotion
- Compensation for Assessed Repair Time
Of course when you decide to be covered for a broken windshield or flood damage, you need to pay a higher premium amount.
How do I submit a claim to AIA?
Remember the Accident Assist we've mentioned, you can also give them a ring and they will be able to offer guidance regarding your claim. They can also connect you with to AIA for further action.
How much premium must I pay?
You premium payment will depend on a few factors - your no claim discount entitlement, car model, car age, driver's age, and claims experiences all play a part in determining the amount you have to pay.
Premiums must be paid before a motor insurance cover note or policy can be issued.