Underwritten by AIA Bhd.

AIA Comprehensive Private Car Insurance

Insure your prized vehicle against any loss or damage due to fire, theft, or accidents including for any third party involved. Option to add windscreen cover available.

    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for AIA Comprehensive Private Car Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
AIA Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Compassionate Flood Expenses 
Can't drive your car away when it's stuck in a flood
CoveredNot coveredNot covered
Compensation for Assessed Repair time (CART) 
Compensation paid based on assessed repair time of your car during repair period.
CoveredNot coveredNot covered

Frequently Asked Questions about AIA Comprehensive Private Car Insurance

Things you might want to know

What is AIA Comprehensive Private Car Insurance?

You can't simply pay for car repairs and part replacements with loose change - they can costs a few months' wage, especially if you car was involved in a major accident. This motor insurance from AIA will provide insurance for loss or damage to your vehicle caused by fire, a break-in, or accident. 

Being a comprehensive insurance policy, you will also be protected against liability towards other pedestrians and motorists from injury, death, and damages to their car and property. 

So will my policy provide roadside assistance?

Breakdown or accident on the way to work? Enter Accident Assist, a public service introduced by the Malaysian Insurance and Takaful sector for efficient roadside assistance for quick repairs, available to you 24-hours a day!

Accident Assist will go above and beyond by providing towing services, and answers to frequently asked questions about making motor insurance claims with AIA.

What are the additional benefits of this motor insurance?

You may purchase the following add-on benefits:

  • Windscreen damage
  • Passenger liability cover
  • Special peril damage or loss arising from an act of nature, such as flood, storm, and landslide
  • Riot, strike and civil commotion
  • Compensation for Assessed Repair Time

Of course when you decide to be covered for a broken windshield or flood damage, you need to pay a higher premium amount.

How do I submit a claim to AIA?

Remember the Accident Assist we've mentioned, you can also give them a ring and they will be able to offer guidance regarding your claim. They can also connect you with to AIA for further action.

How much premium must I pay?

You premium payment will depend on a few factors - your no claim discount entitlement, car model, car age, driver's age, and claims experiences all play a part in determining the amount you have to pay.

Premiums must be paid before a motor insurance cover note or policy can be issued.

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