AIA Comprehensive Private Car Insurance

Insure your prized vehicle against any loss or damage due to fire, theft, or accidents including a third party. Option to add windscreen cover is available.

AIA Comprehensive Private Car Insurance
Free Drivers
Free Towing
Claim Payout
from just RM400
Buy Online
Not Available


Cover Type
0% Repair Cost
for vehicles aged 5 years and below
Not Available


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Compassionate Flood Expenses
Can't drive your car away when it's stuck in a flood
Compensation for Assessed Repair time (CART)
Compensation paid based on assessed repair time of your car during repair period.


Roadside Assistance Hotline
AIA Hotline

More Information

What is AIA Comprehensive Private Car Insurance?

You can't simply pay for car repairs and part replacements with loose change - they can costs a few months' wage, especially if your car was involved in a major accident. 

This car insurance from AIA will provide insurance for loss or damage to your vehicle caused by fire, a break-in, or accident. 

Being a comprehensive insurance policy, you will also be protected against liability towards other pedestrians and motorists from injury, death, and damages to their car and property. 

Will this car insurance provide roadside assistance?

Breakdown or accident on the way to work? 

Enter Accident Assist, a public service introduced by the Malaysian Insurance and Takaful sector for efficient roadside assistance for quick repairs, available to you 24-hours a day!

Accident Assist will go above and beyond by providing towing services, and answers to frequently asked questions about making motor insurance claims with AIA.

What are the additional benefits of this motor insurance?

You may purchase the following add-on benefits to your motor insurance policy:

  • Windscreen damage
  • Passenger liability cover
  • Special peril damage or loss arising from an act of nature, such as flood, storm, and landslide
  • Riot, strike and civil commotion
  • Compensation for Assessed Repair Time

Of course, when you decide to be covered for a broken windshield or flood damage, you need to pay a higher premium amount.

Your car insurance premium

The premium of your car insurance will depend on a few factors - your no claim discount entitlement, car model, car age, driver's age, and claims experiences all play a part in determining the amount you have to pay.

Premiums must be paid before a motor insurance cover note or policy can be issued.

How do I submit a claim to AIA?

Remember the Accident Assist we've mentioned? You can give them a ring and they will be able to offer guidance regarding your claim. 

They can also connect you to AIA for further action.

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