AIA Comprehensive Private Car Insurance

Insure your prized vehicle against any loss or damage due to fire, theft, or accidents including for any third party involved. Option to add windscreen cover available.

AIA Comprehensive Private Car InsuranceCover For Your Wheels
Free Drivers
0
Free Towing
No
Claim Payout
Agreed/Market
Excess
from just RM400
Buy Online
No
e-Hailing
Available

Features

Cover Type
Comprehensive
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered
Compassionate Flood Expenses
Can't drive your car away when it's stuck in a flood
Covered
Compensation for Assessed Repair time (CART)
Compensation paid based on assessed repair time of your car during repair period.
Covered

Claims

Roadside Assistance Hotline
1-300-22-1188
AIA Hotline
1-300-88-1899

More Information

What is AIA Comprehensive Private Car Insurance?

You can't simply pay for car repairs and part replacements with loose change - they can costs a few months' wage, especially if you car was involved in a major accident. This motor insurance from AIA will provide insurance for loss or damage to your vehicle caused by fire, a break-in, or accident. 

Being a comprehensive insurance policy, you will also be protected against liability towards other pedestrians and motorists from injury, death, and damages to their car and property. 

So will my policy provide roadside assistance?

Breakdown or accident on the way to work? Enter Accident Assist, a public service introduced by the Malaysian Insurance and Takaful sector for efficient roadside assistance for quick repairs, available to you 24-hours a day!

Accident Assist will go above and beyond by providing towing services, and answers to frequently asked questions about making motor insurance claims with AIA.

What are the additional benefits of this motor insurance?

You may purchase the following add-on benefits:

  • Windscreen damage
  • Passenger liability cover
  • Special peril damage or loss arising from an act of nature, such as flood, storm, and landslide
  • Riot, strike and civil commotion
  • Compensation for Assessed Repair Time

Of course when you decide to be covered for a broken windshield or flood damage, you need to pay a higher premium amount.

How do I submit a claim to AIA?

Remember the Accident Assist we've mentioned, you can also give them a ring and they will be able to offer guidance regarding your claim. They can also connect you with to AIA for further action.

How much premium must I pay?

You premium payment will depend on a few factors - your no claim discount entitlement, car model, car age, driver's age, and claims experiences all play a part in determining the amount you have to pay.

Premiums must be paid before a motor insurance cover note or policy can be issued.