Underwritten by AIG Malaysia Insurance

AIG Comprehensive Motor Insurance

Award winning claims services with zero additional payments on your motor repairs at panel workshops with 1 year warranty, free roadside assistance, and a full insurance pay-out on total car damage.

    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for AIG Comprehensive Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

AIG Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Warranty On Claims
get compensation for faulty repair or replacement parts
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage

Frequently Asked Questions about AIG Comprehensive Motor Insurance

Things you might want to know

What is AIG Comprehensive Motor Insurance about?

AIG Comprehensive Motor Insurance provides a financial safety net against damage to your own vehicle and your liabilities to other pedestrians and motorists such as injury or death and damage to their property as a result of a motor accident. But the real reason you'd want a comprehensive motor insurance is to cover road accident damage, fire damage, or theft of your vehicle - which this policy delivers!

What are the optional benefits of this car insurance policy?

By putting in extra dough, you can enjoy these additional benefits:

  • Windscreen crack and break-in
  • Special perils e.g. flash floods, storm, landslide - Strike, Riot, and Civil Commotion (SRCC)
  • Your liability against claims from passengers in your vehicle

Remember, you won't be able to have additional coverage for your own death or injury due to an accident.

What are some terms and conditions that I should be aware of?

When subscribing to an auto insurance, it is important that you disclose all material facts e.g. previous accidents and modifications to your vehicle. In your insurance policy, you will come across the word "excess" which means the amount of loss you have to bear in the event of an accident. If your vehicle was driven by an unnamed driver i.e. a person not named in your policy, an additional excess of RM400 will be incurred. 

On top of that, ensure that your vehicle is insured at the appropriate amount and is maintained in a roadworthy condition. Lastly, auto insurance is a Cash Before Cover policy i.e. you have to make payment for issurance of cover note and policy before your vehicle is covered.

How much do I have to pay just to be insured?

The total premium that you have to pay depends on several factors:

  • The cubic capacity of your vehicle and the sum insured - this is regulated by the Malaysian Motor Tariff
  • Underwriting requirements e.g. age, gender, marital status
  • the age of your vehicle
  • Your claims experience, which is usually reflected by your No Claim Discount ( NCD) entitlements or the additional cover that you choose

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