AIG

Underwritten by AIG Malaysia Insurance

AIG Third Party Motor Insurance

Protects you against a third party's property damage or loss, bodily injury and death.

    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

AIG Hotline
 1800888811
Roadside Assistance & Emergency Hotline
 1300883933

Features

What makes this insurance policy stand out?

Cover Type
Third Party
Warranty On Claims
get compensation for faulty repair or replacement parts

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
CoveredCoveredCovered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredCoveredCovered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredCoveredCovered

Frequently Asked Questions about AIG Third Party Motor Insurance

Things you might want to know

What does the AIG Third Party Motor Insurance cover?

This policy covers:
- Accidental, fire damage or theft of your vehicle
- Death of or bodily injury to the third party
- Third party property loss or damage

Duration of cover is for one year and renewable upon policy expiry.

How much premium do I have to pay?

The total premium that you have to pay depends on the following factors
- The cubic capacity of the vehicle and the sum insured
- Our underwriting requirements which will look into your age, gender and marital status, location, and the age of your vehicle.
- Your claims experience, usually reflected by your No Claims Discount entitlement or the additional cover you select.

What are some key terms and conditions that I should be aware of?

Terms and conditions are subject to Malaysian Motor Tariff and our internal underwriting guidelines.
- You must disclose all material facts such as previous accidents and modification to engines
- You must ensure that your vehicle is insured at the appropriate amount.
- You have to maintain your vehicle in a roadworthy condition.
- Motor Insurance is a Cash Before Cover policy. You have to make payment for issuance of cover note & policy before coverages takes effect.

What should I do in the event of a third party claim?

In the event of a third party claim, please do not discuss the issue of liability with any third party or his/her/their representatives and no compromise or settlement is to be made or arrived at without AIG Malaysia Insurance's knowledge and consent. All correspondences received in connection with a road accident shall be forwarded to AIG Malaysia Insurance unacknowledged and AIG Malaysia Insurance will make the appropriate acknowledgement on your behalf.

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