AXA Affin Comprehensive Motor Insurance

Protect your car and its accessories from any loss or damage. Choose to add-on benefits such as windscreen cover, damage against natural disasters, and legal liability to passengers.

AXA Affin Comprehensive Motor InsuranceUnlimited Coverage
Free Drivers
0
Free Towing
No
Claim Payout
Market Value
Excess
from just RM400
Buy Online
Yes
e-Hailing
Available

Features

Cover Type
Comprehensive
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Available. More information

Coverage

What can I claim from this insurance policy?

CoverageCommercial Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoverageCommercial Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered
Compassionate Flood Expenses
Can't drive your car away when it's stuck in a flood
Covered

Claims

Roadside Assistance Hotline
1-800-88-1033
Claim Assistance Hotline
+603-2170 8282
AXA Affin Hotline
+603-2170 8282

More Information

Can you tell me about the AXA Affin Comprehensive Motor Insurance?

You rely on your vehicle to take you everywhere - it only makes sense to have it insured to provide the best comprehensive protection bot you and your car deserves.

With AXA Affin Comprehensive Motor Insurance, worry less about damage to your car and its accessories, including additional compensation for:

  • Windscreen damage
  • Car damage due to a riot or strike
  • Liability towards harm caused to your passengers
  • Damage or loss to your vehicles caused by natural disasters such as a rainstorm, flood, or landslide.

How do I make an accident claim to AXA Affin?

First of all, it is absolutely important that you first make a report to the police within 24 hours of the accident. If another vehicle is involved, take down the registration number, take a picture of extend of damage, and the other party's insurer.

Once you have done all that, you'd need to notify AXA Affin in writing as soon as possible. If you want to claim for any repairs for your car, it has to be sent to the nearest PIAM Approved Repairers Scheme (PARS) workshop approved by AXA Affin.

Can I cancel my policy anytime?

You may cancel your policy at any time, as long as your provide AXA affin with a written notice to terminate your policy. You will be entitled to a premium refund at the company's discretion, and provided that no claim has been filed.

What are the main exclusions?

If you choose to buy the basic policy, the AXA Affin Comprehensive Motor Insurance will not cover you for: 

  • Your own death or physical injury due to a road accident
  • Liabilities to driver and passengers of own vehicle
  • Theft of non-factory fitted vehicle accessories
  • Consequential losses, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
  • Loss or damage due to an act of nature e.g. flood, landslide, and rainstorm