AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin Comprehensive Motor Insurance

Protect your car and its accessories from any loss or damage. Choose to add-on benefits such as windscreen cover, damage against natural disasters, and legal liability to passengers.

    • Up To 0 Free Drivers
    • Up To 25% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
 +603-2170 8282
AXA Affin Hotline
 +603-2170 8282


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Not coveredunlimited coverageNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Not coveredCoveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Not coveredup to RM3000000Not covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
Not coveredCoveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Not coveredunlimited coverageNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Not coveredCoveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Not coveredCoveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Not coveredCoveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Not coveredCoveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
Not coveredCoveredNot covered
Compassionate Flood Expenses 
Can't drive your car away when it's stuck in a flood
Not coveredCoveredNot covered
Mandatory requirement for private cars operating on any e-Hailing Operator
CoveredNot coveredNot covered

Frequently Asked Questions about AXA Affin Comprehensive Motor Insurance

Things you might want to know

Can you tell me about the AXA Affin Comprehensive Motor Insurance?

You rely on your vehicle to take you everywhere - it only makes sense to have it insured to provide the best comprehensive protection bot you and your car deserves.

With AXA Affin Comprehensive Motor Insurance, worry less about damage to your car and its accessories, including additional compensation for:

  • Windscreen damage
  • Car damage due to a riot or strike
  • Liability towards harm caused to your passengers
  • Damage or loss to your vehicles caused by natural disasters such as a rainstorm, flood, or landslide.

How do I make an accident claim to AXA Affin?

First of all, it is absolutely important that you first make a report to the police within 24 hours of the accident. If another vehicle is involved, take down the registration number, take a picture of extend of damage, and the other party's insurer.

Once you have done all that, you'd need to notify AXA Affin in writing as soon as possible. If you want to claim for any repairs for your car, it has to be sent to the nearest PIAM Approved Repairers Scheme (PARS) workshop approved by AXA Affin.

Can I cancel my policy anytime?

You may cancel your policy at any time, as long as your provide AXA affin with a written notice to terminate your policy. You will be entitled to a premium refund at the company's discretion, and provided that no claim has been filed.

What are the main exclusions?

If you choose to buy the basic policy, the AXA Affin Comprehensive Motor Insurance will not cover you for: 

  • Your own death or physical injury due to a road accident
  • Liabilities to driver and passengers of own vehicle
  • Theft of non-factory fitted vehicle accessories
  • Consequential losses, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
  • Loss or damage due to an act of nature e.g. flood, landslide, and rainstorm

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