AXA Affin

Underwritten by AXA Affin General Insurance Bhd

AXA Affin SmartDrive

All-in-one protection and 24-hour emergency hotline services! Receive free SmartDrive Assistance Plan and get 6-month warranty on your claims.

    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
 +603-2170 8282
AXA Affin Hotline
 +603-2170 8282


What makes this insurance policy stand out?

Cover Type
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about AXA Affin SmartDrive

Things you might want to know

What is AXA Affin SmartDrive?

The AXA Affin SmartDrive is your all-in-one protection plan for you and your car. This comprehensive motor insurance will guarantee protection from harm caused to third parties such as other motorists or their cars, and damage or loss sustained by your own vehicle because of fire, theft, or road accident.

Plus, you will have the convenience of 24-hour roadside assistance and a range of add-on benefits such as windscreen and passenger liability cover for that added layer of protection!

What are the highlights of this motor insurance policy?

There's tons of perks to be had with the AXA Affin SmartDrive, such as:

  • No excess or loading for cars aged below 10 years old, with insured value of between RM20,000 and RM30,000. Got a 6 to 8 year old Myvi to insure? This would be an ideal plan for you.
  • Fast claims from auto claim specialists. Have complete faith in AXA's excellent claims reputation!
  • Easy premium payments as you have the choice to pay via cash, cheque, or credit card - make it a Visa or MasterCard.
  • Personal Accident benefit for less than RM1 a day! Have your own well-being taken cared for by AXA Affin from any injury or death caused by a motor accident.

Can I call for roadside or towing assistance?

What's a car insurance plan without roadside or towing services at your disposal? The AXA SmartDrive Assistance Plan is available for policyholders whenever they need advice, make claims, and breakdown assistance.

Not only that, for any repairs done to your car, you will have 6 months warranty in case of faulty repairs or replacement parts.

Can I extend my coverage to include windscreen and flood damage?

Definitely! You can even get your radio cassette system insured (but then again, who still has those??), including coverage against flood and riots.

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