AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin Third Party Motor Insurance

Enjoy unlimited benefits for third-party liabilities including bodily injury, accidental death and damage to other people's property. Yikes!

    • Up To 0 Free Drivers
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance
View product disclosure sheet.

How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
AXA Affin Hotline


What makes this insurance policy stand out?

Cover Type
Third Party


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Not coveredunlimited coverageNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Not coveredup to RM3000000Not covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Not coveredunlimited coverageNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Not coveredCoveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
Not coveredCoveredNot covered

Frequently Asked Questions about AXA Affin Third Party Motor Insurance

Things you might want to know

What is the AXA Affin Third Party Commercial Vehicle all about?

This policy gives you protection against loss or damage to your vehicle, and liabilities to third parties for bodily injury and/or damage to property arising from your vehicle.

How much premium do I have to pay?

Your premiums will be calculated on various factors including the value of your vehicle, engine capacity, the driver's age, gender, occupation, location and claims history. With the motor tariff lifted, AXA Affin will need to look into more detail the conditions for premiums. Regardless, you will have an affordable quote with competitive rates. 

What are some of the key terms and conditions that I should know?

It is important that you disclose all material facts e.g. previous claims experience and modifications to your vehicle. You must ensure that your vehicle is insured at an appropriate amount and in a roadworthy condition. 

The AXA Affin Third Party Commercial Vehicle is transacted on Cash Before Cover basis. This means AXA Affin must receive the premium before providing cover. Lastly, you will come across the term excess in your policy contract. This refers to the amount of loss that you have to bear for any own damage claims.

What are the major exclusions under this policy?

This policy does not cover certain losses such as:

  • Your own death or bodily injury due to a motor accident
  • Liabilities to driver and passengers of own vehicle (injury, death or property damage)
  • Consequential losses, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
  • Loss/damage arising from an act of nature e.g. flood, landslide

Can I cancel my policy and get a refund?

You may cancel your policy at any time by giving a written notice to AXA Affin. Upon cancellation, you are entitled to a refund of your premium based on a pro-dated basis. Refund premium is allowed provided that no claim was made during the period of insurance. 

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