Underwritten by Allianz GeneraI Insurance Company (Malaysia) Berhad

Allianz Comprehensive Motor Insurance

Motor insurance is a modern necessity. Enjoy coverage for third party liability, damage to your own and other people's vehicles, plus fire and theft protection.

    • 24/7 Free Towing Up To 150 KM
    • Up To 2 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Allianz Comprehensive Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
Allianz Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageunlimited coverageunlimited coverage
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000up to RM3000000up to RM3000000
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000up to RM2000up to RM2000
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageunlimited coverageunlimited coverage
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredCoveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Mandatory requirement for private cars operating on any e-Hailing Operator
CoveredNot coveredNot covered

Frequently Asked Questions about Allianz Comprehensive Motor Insurance

Things you might want to know

What coverage will I enjoy with Allianz's Comprehensive Motor Insurance?

This car insurance plan from Allianz is the complete package, from protection against third party injury or death to propery damage to damage to your own vehicle due to motor accident - why fork out a fortune sending your car for repairs when you can claim from your motor insurance policy?

During what situations can I NOT claim?

Your basic policy will not have your back for your own injuries or death due to a motor accident, your liability towards the well-being of your passengers, and damage or loss of your car in the event of a flood, rainstorm, or landslide.

Can I pay more for the above exceptions to be covered?

To have complete peace of mind, whether you're driving out for groceries or going on a road trip all the way to Ipoh, you can pay a little bit extra for a whole lot of coverage, such as:

  • Windscreen damage - get yours replaced at approved windshield specialists nationwide.
  • Passenger liability cover - allow your policy to pay out to your passengers who are injured 
  • Special Perils such as a flood, landslide, rainstorm, and even...earthquakes (however uncommon they are in Malaysia)!
  • Strike, Riot and Civil Commotion - don't just park your car anywhere. Check social media for any protests going on near you!

Do I need to renew my motor insurance every year?

Your Allainz Comprehensive Motor Insurance is an annually renewable insurance policy for your vehicle.

What important terms and conditions must I be aware of?

Before signing on the dotted line, you must disclose all material facts such as your claims history and any modifications that you've done to your car, especially the engine because your engine size will influence your premium payment. There are also a few other risk factors that might influence your premiums as well, so keep in mind that Allianz will take into consideration your claims history, age, gender, occupation and location when calculating your rates. 

Speaking of premiums, it must be paid and received by Allianz before you can be covered and make any motor claims.

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