Allianz Third Party Fire and Theft Insurance

Worry a whole lot less about your car catching on fire or stolen during a night out on the town! Cover for third party liability such as death and bodily injury included.

Allianz Third Party Fire and Theft InsuranceClaim For Car Theft
Free Drivers
0
Free Towing
up to 150km
Claim Payout
Market Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Third Party Fire & Theft
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
1-800-88-6278
Claim Assistance Hotline
1-300-22-1188
Allianz Hotline
+603-2264 1188,+603-2264 0688

More Information

What is the Allianz Third Party Fire and Theft Insurance about?

Owning a car makes traveling easier but it also brings with it a lot of responsibilities. With Allianz Third Party Fire and Theft Insurance, enjoy your ride and worry less when you park at an unfamiliar place, damages caused by fire, or injury to other motorists.

In a nutshell, the Allianz Third Party Fire and Theft Insurance provides coverage for fire damage to your vehicle and theft of your vehicle. At the same time you will be covered against third party liabilities to other parties for death or bodily injury and damage to other parties’ property.

Is this policy renewable?

Yes, it is an annually renewable policy for vehicles.

What are some of the important terms and conditions of this policy?

When subscribing to Allianz Third Party Fire and Theft Insurance, it is crucial that you disclose all material facts such as previous accidents and modification to your prized set of wheels. In your insurance policy, you will often come across the word “excess” which means the amount of loss you have to bear in the event of an accident. On top of that, ensure that your vehicle is insure at the appropriate amount and is maintained in a roadworthy condition. 

Lastly, auto insurance is a Cash Before Cover policy - you have to make payment for issuance of cover note and policy before coverage takes effect.

What are the fees and charges that I have to pay?

You will have to pay 10% of your premium as a commission to your insurance agent, a RM10 stamp duty, and 6% of your premium for service tax. Don't worry though, this amount will already be added to your premium payment.

What are the major exclusions under this policy?

This policy does not cover certain losses such as:

  • Accidental damage to your vehicle;
  • Your own death or bodily injury due to a motor accident
  • Your liability against claims from passengers in your vehicle.