Chubb Comprehensive Motor Insurance

Motor insurance is not just an option for car owners - it is a legal necessity. Chubb's private car insurance protects car owners against financial loss in the event of an accident or theft.

Chubb Comprehensive Motor Insurance
Free Drivers
Free Towing
up to RM200
Claim Payout
from just RM400
Buy Online


Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers


Roadside Assistance Hotline
Claim Assistance Hotline
Chubb Hotline

More Information

What is this product about?

Much like its name suggests, Chubb Comprehensive Motor Insurance is for motor vehicles namely private and commercial cars are all applicable for this coverage. 

The car insurance policy covers loss or damage to your own vehicle due to accidents, theft or accidental fire.

You are also covered in the case of third party bodily injury and death, as well as third party property loss or damage. 

It doesn’t matter whether you drive a sedan, MPV, SUV, Pickup or a roadster, if it’s a vehicle registered to you privately or commercially then you can sign up for this insurance policy.

What are the covers/benefits provided?

Most accidents that occur happen off the track, so they are accidental, caused by machine malfunctions and inattentive drivers. 

More likely than not you will damage your own car, someone else’s and even some private property in an accident, even if it wasn’t your fault.

Therefore, covering all your bases is a key priority when you have your own vehicle, if not for your own safety but the safety of others too. 

Which is why aside from the third-party benefits, you also have optional benefits that you can pick and choose to customize your insurance.

Among them is coverage for windscreen damage, legal liability of passenger, legal liability to the passenger, special peril for floods and landslides, strike riot and civil commotion, as well as additional named drivers.

These optional benefits are good to have, simply because they are weak points, windshields are incredibly fragile and most susceptible to damage, but they’re also expensive to replace. 

Therefore, good insurance policies come in handy, aside from that, unforeseen circumstances such as floods, storms and riots are sometimes just plain unavoidable.

So, having an umbrella before the rain is most useful.

What are the major exclusions under this policy?

The Chubb Comprehensive Motor Insurance policy does not cover losses for your own death or bodily injury in the event of a motor accident and your liability claims from passengers in your vehicle. 

In the case of flood, storms, landslides or other such acts of nature, you will not be covered automatically, unless you have picked up the car insurance optional benefits for special perils. 

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