Underwritten by Chubb Insurance Malaysia Berhad

Chubb Comprehensive Motor Insurance

Road accidents are one of the biggest risk one could have, the statistics are too high to argue against that fact, and sometimes the situation is completely unavoidable. So get covered financially, and so that even in a situation you cannot foresee you are prepared.

    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Chubb Comprehensive Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
Chubb Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredCoveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredCoveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredCoveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredCoveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredCoveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredCoveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Mandatory requirement for private cars operating on any e-Hailing Operator
CoveredNot coveredNot covered

Frequently Asked Questions about Chubb Comprehensive Motor Insurance

Things you might want to know

What is this Motor Insurance deal all about?

Much like its name suggests, this Chubb insurance policy is for motor vehicles namely private and commercial cars are all applicable for this coverage. The Comprehensive Motor Insurance covers loss or damage to your own vehicle due to accidents, theft or accidental fire.

You are also covered in the case of third party bodily injury and death, as well as third party property loss or damage. It doesn’t matter whether you drive a sedan, MPV, SUV, Pickup or a roadster, if it’s a vehicle registered to you privately or commercially then you can sign up for this insurance policy.

Give me the highlights…

Most accidents that occur happen off the track, so they are accidental, caused by machine malfunctions and inattentive drivers. More likely than not you will damage your own car, someone else’s and even some private property in an accident, even if it wasn’t your fault.

Therefore, covering all your bases is a key priority when you have your own vehicle, if not for your own safety but the safety of others too. Which is why aside from the third-party benefits, you also have optional benefits that you can pick and choose to customize your insurance.

Among them is coverage for windscreen damage, legal liability of passenger, legal liability to passenger, special peril for floods and landslides, strike riot and civil commotion, as well as additional named drivers.

These optional benefits are good to have, simply because they are weak points, windshields are incredibly fragile and most susceptible to damage, but they’re also expensive to replace. Therefore, good insurance policies come in handy, aside from that, unforeseen circumstances such as floods, storms and riots are sometimes just plain unavoidable, so having an umbrella before the rain is most useful.

What are the major exclusions?

This policy does not cover losses for your own death or bodily injury in the event of a motor accident and your liability claims from passengers in your vehicle. In the case of flood, storms, landslides or other such acts of nature, you will not be covered automatically, unless you have picked up the optional benefits for special perils. 

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