Underwritten by AXA AFFIN General Insurance Berhad

Citibank SmartDrive

Skip the queue and buy or renew your car insurance policy online now! Enjoy great reward points or cash rebates when you pay with your Citibank credit card.

    • Up To 55% No-Claim Discount
    • Excess from just RM400

Apply online now for Citibank SmartDrive

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How To Claim

Who do I call to make a claim or state an emergency?

Citibank Hotline
Claim Assistance Hotline


What makes this insurance policy stand out?

Cover Type
Additional Driver Charges
starting from only RM per person
Warranty On Claims
get compensation for faulty repair or replacement parts
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
unlimited coverageNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered