Etiqa Comprehensive Private Car Insurance

Protect both yourself and fellow road users with Etiqa car insurance. Get coverage for injury, death, fire and damages with this great auto contingency plan.

Etiqa Comprehensive Private Car Insurance
Free Drivers
Free Towing
up to 200km
Claim Payout
Agreed Value
Buy Online


Cover Type
Additional Towing Charges
Starting from only RM3 per km
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Compensation for Assessed Repair time (CART)
Compensation paid based on assessed repair time of your car during repair period.
Up to RM200
Compensation for Loss of Use (CLU)
Compensation paid based on duration of your car laid in the workshop during repair period.
Up to RM200
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Compassionate Flood Expenses
Can't drive your car away when it's stuck in a flood


Roadside Assistance Hotline
Claim Assistance Hotline
Etiqa Hotline

More Information

What is Etiqa Comprehensive Private Car Insurance?

This Etiqa Comprehensive Private Car insurance plan is a comprehensive protection plan to cover both you as a driver, your passenger and fellow road users. 

The coverage allows for protection of both your car and a third-party vehicle, not only in the case of accidents, but with benefits for fire damage as well.

You can have your car insured against motor accidents, even though it's caused a mechanical breakdown or gradual wear and tear! 

Plus, have protection against fire, explosions, theft and break-ins, including compensation for third party individuals for any injury, death, or damage to their property.

Can I call Etiqa for accident or breakdown assistance?

You sure can! 24-hour Etiqa Auto Assist will be available for all Comprehensive Private Car Insurance policyholders. 

The benefit gives you:

  • All-day towing and roadside repair services nationwide - got a flat tyre? You know who to call!
  • Alternative travel assistance - got a wrecked car and need transport home?
  • Emergency SMS service - to your family if you are involved in a road accident

In what circumstances will my claims be rejected?

Now, there will be times when any loss or damage to your car will most likely because of your negligence, and your insurer will unlikely to compensate you for it. 

Below are some circumstances where you claims will not be accepted by Etiqa.

  • Motor accidents while you are under the influence of alcohol or drugs - you know the saying, "Don't drink and drive!"
  • Unlawful use of your car by an insured driver such as getting involved in illegal racing rings late at night!
  • Damage caused by flood and public disorder will not be covered under the basic policy, but can be extended to include these situations if needed.

Any additional coverage under this Etiqa car insurance policy?

Yes, to protect your car's windshield, you can purchase additional windscreen protection or car accessories for repairs and replacement with no affect to your NCD entitlement. 

You can also extend protection for additional drivers so you can get your whole family insured under the same Etiqa Comprehensive Private Car Insurance policy. 

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product