Underwritten by Etiqa General Insurance Berhad

Etiqa Comprehensive Private Car Insurance

Protect both yourself and fellow road users with this comprehensive protection plan. Get coverage for injury, death, fire and other such damages with this great auto contingency plan.

    • 24/7 Free Towing Up To 200 KM
    • Unlimited Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM0
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Welcome To The New Motor Renewal Drive Through Lane!

Welcome To The New Motor Renewal Drive Through Lane!

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
Etiqa Hotline


What makes this insurance policy stand out?

Cover Type
Additional Towing Charges
starting from only RM3 per km
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Compassionate Flood Expenses 
Can't drive your car away when it's stuck in a flood
CoveredNot coveredNot covered
Mandatory requirement for private cars operating on any e-Hailing Operator
CoveredNot coveredNot covered

Frequently Asked Questions about Etiqa Comprehensive Private Car Insurance

Things you might want to know

What is Etiqa Comprehensive Private Car Insurance?

This Etiqa insurance plan is a comprehensive protection plan to cover both you as a driver, your passenger and fellow road users. The coverage allows for protection of both your car and a third-party vehicle, not only in the case of accidents, but with benefits for fire damage as well.

You can have your car insured against motor accidents, even though it's caused a mechanical breakdown or gradual wear and tear! Plus, have protection against fire, explosions, theft and break-ins, including compensation for third party individuals for any injury, death, or damage to their property.

Can I call for accident or breakdown assistance?

You sure can! 24-hour Etiqa Auto Assist will be available for all Comprehensive Private Car Insurance policyholders. The benefit gives you:

  • All-day towing and roadside repair services nationwide - got a flat tyre? You know who to call!
  • Alternative travel assistance - got a wrecked car and need transport home?
  • Emergency SMS service to your family if you are involved in a road accident

In what circumstances will my claims be rejected?

Now, there will be times when any loss or damage to your car will most likely because of your negligence, and your insurer will unlikely to compensate you for it. Below are some circumstances where you claims will not be accepted by Etiqa.

  • Motor accidents while you are under the influence of alcohol or drugs - you know the saying, "Don't drink and drive!"
  • Unlawful use of your car by an insured driver such as getting involved in illegal racing rings late at night!
  • Damage caused by flood and public disorder will not be covered under the basic policy, but can be extended to include these situations if needed.

Any additional coverage under this policy?

Yes, to protect your car's windshield, you can purchase additional windscreen protection or car accessories for repairs and replacement with no affect to your NCD entitlement. You can also extend protection for additional drivers so you can get your whole family insured under the same policy. 

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