HSBC Comprehensive Car Insurance

Make sure your vehicle is insured against any loss/damage, including personal accident protection for the driver & passengers with comprehensive car insurance.

HSBC Comprehensive Car Insurance
Free Drivers
Free Towing
up to RM200
Claim Payout
from just RM400
Buy Online
Not Available


Cover Type
Warranty On Claims
Get compensation for faulty repair or replacement parts
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below
Not Available


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers

More Information

What is the HSBC Comprehensive Car Insurance all about?

The HSBC Comprehensive Car Insurance with AXA Affin as the underwriter will provide you financial protection against the following unfortunate events:

  • Loss or damage to your own vehicle due to accidental fire, theft, or accident.
  • Your liability or your any insured drivers' liability to third parties for bodily injury, death, property loss or damage. 

What does comprehensive car insurance cover?

With comprehensive car insurance, you'll be covered for a variety of situations on and off the road such as:

  • Breakage of glass in windscreen, window and sunroof
  • Passenger liability cover
  • Strike, riot, and civil commotion
  • Current year NCD relief
  • Vehicle accessories

How do I decide what value to insure my car for?

For a new vehicle, the value chosen should be the purchase price. 

For older vehicles, you should insure for the 'market value'. Car magazines or your local dealer are a good source of information on this.

Can I still enjoy no loading/excess if I have made claims before?

It depends. Different terms may have to be applied if you have made claims during the past 3 years. 

The most commonly used loading factors are your age, cubic capacity (engine CC), specific claims experience of your vehicle and re-conditioned vehicles. 

The insurance company can apply a loading on you to ensure that the amount charged measures up with the risk borne.

How long will AXA process my claims?

Once all the necessary documentation has been obtained and there are no outstanding matters, AXA aims to provide payment within 10 working days.

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