HSBC Comprehensive Car Insurance

Renew your motor insurance fast with HSBC! Make sure your vehicle is insured against any loss or damage, including personal accident protection for both the driver and passengers.

HSBC Comprehensive Car InsuranceFast Renewal
Free Drivers
0
Free Towing
up to RM200
Claim Payout
Agreed/Market
Excess
from just RM400
Buy Online
Yes
e-Hailing
Available

Features

Cover Type
Comprehensive
Warranty On Claims
Get compensation for faulty repair or replacement parts
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

More Information

What is the HSBC Comprehensive Car Insurance all about?

The HSBC Comprehensive Car Insurance will provide you financial protection against the following unfortunate events:

  • Loss or damage to your own vehicle due to accidental fire, theft, or accident.
  • Your liability or your any insured drivers' liability to third parties for bodily injury, death, property loss or damage. 

What does the HSBC Comprehensive Car Insurance cover?

  • You'll be covered for a variety of situations on and off there road:
  • Breakage of glass in windscreen, window and sunroof
  • Passenger liability cover
  • Strike, riot, and civil commotion
  • Current year NCD relief
  • Vehicle accessories

How do I decide what value to insure my car for?

For a new vehicle, the value chosen should be the purchase price. For older vehicles, you should insure for the 'market value'. Car magazines or your local dealer are a good source of information on this.

Can I still enjoy no loading/ excess if I have made claims before?

It depends. Different terms may have to be applied if you have made claims during the past 3 years. The most commonly used loading factors are your age, cubic capacity (engine CC), specific claims experience of your vehicle and re-conditioned vehicles. The insurance company can apply a loading on you to ensure that the amount charged measures up with the risk borne.

How long will my claim take to process?

Once all the necessary documentation has been obtained and there are no outstanding matters, AXA aim to provide payment within 10 working days.