Hong Leong Comprehensive Motor Insurance

Have peace of mind knowing that your car is covered in the event of flood, storm and even damages to your Smart Car Key. Get Hong Leong car insurance online!

Hong Leong Comprehensive Motor Insurance
Free Drivers
Free Towing
up to RM200
Claim Payout
from just RM400
Buy Online


Cover Type
Warranty On Claims
Get compensation for faulty repair or replacement parts
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Compassionate Flood Expenses
Can't drive your car away when it's stuck in a flood


Claim Assistance Hotline

More Information

What is Hong Leong Comprehensive Motor Insurance all about?

It's very disheartening to see a brand new vehicle that costs a bomb getting stolen a month, week, or even days of being bought! 

Worst yet, imagine being in a more grievous mishap where you're liable to pay for an injury suffered by another motorist or pedestrian - digging deep into your savings to pay for expensive medical bills will only leave your financial plans in ruins.

How else can you muster up a smile in these situations if not for a comprehensive car insurance policy from Hong Leong that's got your back when your car's been stolen, damaged in a fire, wrecked due to a road accident, or when you're liable for any injury or death caused to a third party!

So, what makes this car insurance stand out from the rest?

When your car broke down in the middle of a busy highway, Hong Leong Bank has got you covered via MSIG Motor Assist.

Just phone the Motor Assist Hotline at 1300-88-0833 to repair a minor breakdown or to tow your vehicle to a nearby MSIG panel workshop for further inspection and get instant access to trusted mechanics.

Enjoy a free towing service and any labor costs for on-site breakdown repairs only (excluding replacement of parts) for up to RM200 per incident, by MSIG Motor Assist.

That's not all, a dedicated Customer Service Hotline at 1800-88-6744 is also up for 24 hours to attend to your questions about your policy, your claim processes and many more.

Special Perils Add-ons!

This policy also offers optional benefits such as Full or Limited Special Perils by paying additional premium. 

This optional benefits cover your car from damage caused by convulsion of nature such as flood, typhoon, hurricane, volcanic eruption, earthquake, landslide among others.

The difference is that the Sum Insured for a Limited Special Perils will be lesser than a full one, which mean that you're responsible to pay any repair cost that is greater than the Limited Special Perils would have covered.

However, some coverage is better than no coverage at all. If the Full Special Perils cover is too costly for you, do opt for the Limited Special Perils which is non-tariff.

Comprehensive car insurance - Smart Key Shield add-on

With this comprehensive car insurance, you will get extra peace of mind when your Smart Car Key is lost or damaged. 

This Non-Tariff Add-on covers the cost to repair, replace and/or reprogram your Smart Car Key in the event if it is stolen, lost or accidentally damaged. 

Here are the details:

Coverage: One Smart Car Key for your car.
Premium: Paying 12% of the Sum Insured of your Smart Car Key.
Smart Car Key: Keys associated with keyless entry or keyless start vehicles.

Any other charges or fees that I have to pay?

In order for your policy to come into effect, all you have to pay is the premium as stated in your insurance policy. 

Your premium is inclusive of the following fees:

  1. Commissions paid to the insurance agent - that's 10% of gross premium
  2. Stamp duty of RM10
  3. Service Tax of 6%

Is there any panel workshop in Sabah or Sarawak?

Yes definitely! MSIG's members of reputable panel workshops are located all around Malaysia - there are more than 40 workshops in East Malaysia alone!

To assist you even further, you will enjoy free towing service to your home or your preferred repairer up to RM400. 

Are there important car insurance terms and conditions?

You're responsible to disclose all accurate and complete information such as past claims experience and your personal details when you are purchasing this motor insurance with Hong Leong Bank.

If there are any changes to the information that you have provided, the first thing that you shall do is to contact the Hong Leong Bank and inform them of the changes.

How do I make a claim to Hong Leong Bank?

In the event of an accident, you must notify Hong Leong Bank with particulars of the accident such as vehicles involved, date of accident, and a brief description of what hapenned within 7 days or 30 days if you are hospitalised or physically disabled to do so. 

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