What is Kurnia Comprehensive Motor Insurance all about?
Kurnia Comprehensive Motor Insurance will have your back when you are legally liable for bodily injury or property damage to a third party, be it a random stranger walking her dog, or a daredevil on a motorbike. This motor insurance also provides cover for your own speed machine against loss or physical damages due to accidental fire, road collision, or over-turning.
The benefits of comprehensive car insurance
By taking the insurance plan from Kurnia, you will get to enjoy the Kurnia Auto Assist, a 24-hour assistance service for breakdowns and accidents, exclusively for private cars.
Get help when you're stuck with a flat tyre or a dying engine on the highway or in your driveway.
How does Kurnia calculate my premium?
Your premium calculation will be based on a few factors, both regarding your vehicle and yourself as a driver.
This risk assessment will be the determining factor in your premium commitments:
- Vehicle Value
- Engine Capacity
- Loading
- Sum Insured
- Age of Driver
- Gender of Driver
- Occupation/Education of Driver
- Place of Residence
- Claim History
Kurnia motor insurance - optional benefits
You will enjoy the following extended benefits for your Kurnia comprehensive motor insurance with additional premium:
- Windscreen, windows or sunroof
- Special perils (i.e. floods, landslides, etc.)
- Compensation for assessed repair time (CART)
- Waiver of betterment
- Private hire car (e-hailing)
- Legal liability to passengers
- Strike, riot and civil commotion
For more information, check out the following documents.
1. Product Disclosure Sheet: Private Car / Motorcycle
2. Policy Wording: Private Car / Motorcycle