What is Kurnia Comprehensive Motor Insurance all about?
Kurnia Comprehensive Motor Insurance will have your back when you are legally liable for bodily injury or property damage to a third party, be it a random stranger walking her dog, or a daredevil on a motorbike. This motor insurance also provides cover for your own speed machine against loss or physical damages due to accidental fire, road collision, or over-turning.
The benefits of comprehensive car insurance
By taking the insurance plan from Kurnia, you will get to enjoy the Kurnia Auto Assist, a 24-hour assistance service for breakdowns and accidents, exclusively for private cars.
Get help when you're stuck with a flat tyre or a dying engine on the highway or in your driveway.
How does Kurnia calculate my premium?
Your premium calculation will be based on a few factors, both regarding your vehicle and yourself as a driver.
This risk assessment will be the determining factor in your premium commitments:
- Vehicle Value
- Engine Capacity
- Loading
- Sum Insured
- Age of Driver
- Gender of Driver
- Occupation/Education of Driver
- Place of Residence
- Claim History
Kurnia motor insurance - optional benefits
You will enjoy the following extended benefits for your Kurnia comprehensive motor insurance with additional premium:
- Windscreen, windows or sunroof
- Special perils (i.e. floods, landslides, etc.)
- Compensation for assessed repair time (CART)
- Waiver of betterment
- Private hire car (e-hailing)
- Legal liability to passengers
- Strike, riot and civil commotion
For more information, please check out the following documents.
1. Product Disclosure Sheet: Private Car / Motorcycle
2. Policy Wording: Private Car / Motorcycle
The benefit(s) payable under this eligible policy is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Liberty General Insurance Berhad or PIDM (visit www.pidm.gov.my).
