Kurnia Third Party Fire and Theft Motor Insurance

Unpleasant road accidents can happen no matter how safe you are on the road. Have peace of mind with third party protection including claims on stolen vehicles.

Kurnia Third Party Fire and Theft Motor InsuranceFire Or Theft Coverage
Free Drivers
0
Free Towing
up to 30km
Claim Payout
Market Value
Excess
from just RM400
Buy Online
Yes
e-Hailing
Available

Features

Cover Type
Third Party Fire & Theft
Reminder Services
Get email and text notifications about policy renewal and bill due dates
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
1-800-88-3833
Claim Assistance Hotline
1-800-88-3833
Kurnia Hotline
+603-7875 3333

More Information

What is Kurnia Third Party Fire and Theft Motor Insurance about?

This third party fire and theft insurance protection from Kurnia will provide you financial protection against legal liability arising from both bodily injury and property damage to any third party, be it another motorist or just a casual street walker.  

This plan includes protection for damage caused by an accident with another car or motorbike, fire damage, and when your car is completely missing it's parts or in full because of theft.

What type of vehicles does this motor insurance policy cover?

You can insure any type of vehicle with Kurnia, whether you're planning to run a business or just want coverage for your personal car to send the kids and go to work.

  • Private vehicles such as cars, vans, and four-wheel drives.
  • Good-carrying vehicles such as commercial goods carrying vehicle with "A" and "C" permit, also petroleum, diesel and bitumen tankers, LPG long trailer and low loader with "A" and "C" permit. 
  • Other type of vehicle including taxis, buses, motorcycles, tractors, and mobile cranes.

How will Kurnia compensate for my stolen car?

Your vehicle theft claim is settled based on the market value of the vehicle during the time of loss, or the sum you have your car insured for with Kurnia, whichever is lower. This means, if your vehicle is under-insured, the settlement will be based on the sum insured. 

Likewise, if your vehicle is over-insured, the settlement will then depend on the current market value. Unfortunately, no compensation will be given for loss of personal belongings such as cash or valuable items left in the vehicle.

How is my premium calculated?

Your premium calculation will be based on a few factors, both regarding your vehicle and yourself as a driver. This risk assessment will be the determining factor in your premium commitments:

  • Value of the vehicle
  • Engine capacity
  • Loading 
  • Sum Insured
  • Age of Driver
  • Gender of Driver
  • Occupation/Education of Driver
  • Place of Residence 
  • Claim History.