Underwritten by AmGeneral Insurance Berhad

Kurnia Third Party Fire and Theft Motor Insurance

Unpleasant road accidents can happen no matter how safe you are on the road. Have peace of mind with third party protection including claims on stolen vehicles.

    • 24/7 Free Towing Up To 30 KM
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Kurnia Third Party Fire and Theft Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Kurnia Hotline
Claim Assistance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft
Reminder Services
get email and text notifications about policy renewal and bill due dates
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers

Frequently Asked Questions about Kurnia Third Party Fire and Theft Motor Insurance

Things you might want to know

What is Kurnia Third Party Fire and Theft Motor Insurance about?

This third party fire and theft insurance protection from Kurnia will provide you financial protection against legal liability arising from both bodily injury and property damage to any third party, be it another motorist or just a casual street walker. 

This plan includes protection for damage caused by an accident with another car or motorbike, fire damage, and when your car is completely missing it's parts or in full because of theft.

What type of vehicles does this motor insurnace policy cover?

You can insure any type of vehicle with Kurnia, whether you're planning to run a business or just want coverage for your personal car to send the kids and go to work.

  • Private vehicles such as cars, vans, and four-wheel drives.
  • Good-carrying vehicles such as commercial goods carrying vehicle with "A" and "C" permit, also petroleum, diesel and bitumen tankers, LPG long trailer and low loader with "A" and "C" permit. 
  • Other type of vehicle including taxis, buses, motorcycles, tractors, and mobile cranes.

How will Kurnia compensate for my stolen car?

Your vehicle theft claim is settled based on the market value of the vehicle during the time of loss, or the sum you have your car insured for with Kurnia, whichever is lower. This means, if your vehicle is under-insured, the settlement will be based on the sum insured. 

Likewise, if your vehicle is over-insured, the settlement will then depend on the current market value. Unfortunately, no compensation will be given for loss of personal belongings such as cash or valuable items left in the vehicle.

How is my premium calculated?

Your premium is calculated according to the Motor Tariff prescribed by Persatuan Insurans Am Malaysia ( PIAM) based on the following attributes:

  • Use of vehicle (Private Car, Goods Carrying Vehicle, Buses, Taxis, etc)
  • Cubic capacity / Carrying Capacity
  • Age of vehicle
  • NCD Allowed
  • Sum Insured
  • No. of Authorized Drivers

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